Chip Lupo, Credit Card Writer
@CLoop
You can use a credit card to pay for Western Union money transfers by phone, online, through Western Union’s mobile app, or in person. Western Union accepts most major credit cards, but it does not take American Express cards.
You should also be aware that using a credit card for Western Union money transfers is considered a cash advance, which makes it a very expensive transaction. Credit card issuers will charge a cash advance fee, usually 3% to 5% of the amount withdrawn. In addition, cash advance APRs are often higher than a card’s regular APR, and there’s no grace period, so interest accumulates immediately. Any Western Union transfer fees are on top of that.
Less Expensive Ways to Pay Through Western Union
Debit card or bank transfer. Paying with a debit card linked to a U.S. bank or transferring funds directly from your bank account is cost-effective, as the transaction is not treated as a cash advance.
Cash. You will have to visit a Western Union location to complete a cash transaction. Fortunately, Western Union does allow you to initiate the transaction online or through the mobile app and then pay in cash at a participating location.
To learn more, refer to WalletHub’s guide on wire and ACH transfers.
People also ask
How do I pay my Western Union bill with a credit card?
The easiest way to pay a bill through Western Union with a credit card is online, either through Western Union’s website or mobile app. If you prefer another method or have trouble with online access, you can also call customer service at (800) 634-3422 to pay over the phone.
How to Pay a Bill Through Western Union’s Website With a Credit Card
read full answer by John Miller, Credit Cards ModeratorHow can I send money from a credit card to a bank account instantly?
You can instantly send money from a credit card to your bank account by doing a direct deposit cash advance or taking out a loan from your credit card’s limit, though not every card issuer offers these options. You can also send money to another person’s bank account with a credit card using a money transfer app. Western Union, Venmo, and PayPal are popular app options, but keep in mind that Venmo and PayPal don’t...
read full answer by Christie Matherne, Credit Card WriterWhy won't Western Union accept my credit card?
Western Union (WU) may not accept your credit card because it doesn’t operate on a supported payment network. WU accepts credit cards associated with most major payment networks, like Visa or Mastercard, but does not take American Express cards. Store cards are also not accepted.
Other Reasons Why WU May Be Rejecting Your Card
- Incorrect Card Details: Make sure your card number, expiration date, CVV and billing address are entered correctly.
- Insufficient Credit: If...
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