Chip Lupo, Credit Card Writer
@CLoop
You don’t need to do anything to renew your Capital One credit card before it expires, since Capital One will automatically send you a new card. You should receive your replacement card 4 weeks before the old one expires, so call the number on the back of your card if it hasn’t arrived by then.
If you need to replace a lost or damaged card before its expiration date, you can request a new one on Capital One’s website, through their mobile app, or by phone. The new card should arrive within 4-6 business days. If your card is lost, you may also want to contact the major credit bureaus to place a freeze or fraud alert on your credit report. For more guidance on what to do if your card gets lost or stolen, you can read WalletHub’s lost credit card guide.
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