Maria Adams, Credit Cards Moderator
@m_adams
You need a credit score of 700 or higher to have good approval odds for a Chase business credit card. Note that Chase Bank will check your personal credit score and income, even though you're applying for a business card.
Credit Score Needed for Chase Ink Business Cards
- Ink Business Premier® Credit Card: 700 or higher (at least good credit)
- Ink Business Cash® Credit Card: 700 or higher (at least good credit)
- Ink Business Preferred® Credit Card: 700 or higher (at least good credit)
- Ink Business Unlimited® Credit Card: 700 or higher (at least good credit)
The higher your credit score and income, the better your chances of approval. If you want to get a sense of your odds, you can check your credit score for free here on WalletHub.
In addition to passing the good-credit-score test, you also need to meet a few other requirements to get approved for a Chase business card. For example, you must have a steady income and be at least 18 years old. You’ll also need to have an SSN or ITIN.
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One of the easiest Chase business credit cards to get is the co-branded IHG One Rewards Premier Business Credit Card. All Chase business cards require at least good credit for approval, though co-branded cards with fewer premium benefits tend to be easier to get than the company’s signature business credit cards. The IHG Premier Business comes with an annual fee of $99, and it offers 3 - 10 points per $1 spent on purchases.
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