Maria Adams, Credit Cards Moderator
@m_adams
To get a Chase cash advance, use a Chase credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact Chase customer service at 1 (800) 297-4970 to request one.
How to Get a Chase Cash Advance at an ATM
- Call Chase customer service at 1 (800) 297-4970 and request a PIN, if you don’t already have one.
- Insert the credit card into an ATM and enter the PIN.
- Select the cash advance option on the ATM screen.
- Enter the amount you’d like to withdraw.
- Withdraw the cash and remove the credit card from the ATM.
There may be other ways to get a cash advance from your Chase credit card, too. For example, you can request a cash advance in person at a local Chase branch. You could also fill out a Chase cash advance check and use it like a traditional bank check.
Keep in mind that a Chase cash advance is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may also be ATM-owner fees, depending on where you get the cash advance.
Popular Chase Credit Cards
-
Sign-Up Bonus
-
Frequent Travelers
-
Low APR and Rewards
-
Low Interest:
Alex Cole, Member
@alex_cole
Cash advances are really expensive, and I'd advise against them. That being said, there's a fee of 3% to 5% of the amount of each transaction, with a minimum of $10. Also, the interest rate charged for cash advances can be anywhere between 19.49% and 25.24%.
Mark Stam, Member
@markstam
You can get a Chase cash advance from any ATM or by going to a Chase Branch and asking for a cash advance.
There will be hefty fees for that transaction and the interest rates are higher than for purchases. You want to use cash advance for extreme emergency. You are always better off using other cheaper alternatives.
People also ask
Can you get a cash advance from a debit card?
Technically, you can get a cash advance from a debit card. However, the money that you withdraw from the ATM is your money, and not a loan from the bank, as debit cards do not allow overdrafts.
Basically, you can withdraw cash from an ATM, as long as you have the funds in your account.
What's the best cash advance credit card?
The best cash advance credit card is the Star One Visa Signature Rewards Card because it has a $0 cash advance fee and a low cash advance APR (8.75%). Such low cash advance costs are very uncommon, as other cards typically charge cash advance fees of 3% to 5% with an interest rate well over 20%.
Best Cash Advance Credit Cards in 2026
| Card | Cash Advance Fee | Cash... |
What credit cards can I get with no cash advance fees and a low APR?
There are very few credit cards that have no cash advance fees and low APRs, the best of which is the PenFed Platinum Rewards Visa Signature® Card. This card has a 0% cash advance fee and a cash advance APR of 17.99%. The regular APR is also 17.99% (V). In addition, the card offers 1 - 5 points per $1 on purchases.
Credit Cards with No Cash Advance Fees and Low APRs
- High Rewards Rate:
- High Rewards Rate:
- High Rewards Rate:
- No Minimum Deposit Required:
- No Minimum Deposit Required:
- No Minimum Deposit Required:
- Initial Bonus:
- Initial Bonus:
- Initial Bonus:
- High Rewards Rate:
- No Minimum Deposit Required:
- Initial Bonus:
It is worth noting that every time you use your...
read full answer by Paddy Sullivan, WalletHub Credit Card AnalystDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.