John Miller, Credit Cards Moderator
@john_miller
The sign-up bonus rules for a Chase credit card vary depending on the card, but they typically require spending a certain amount on purchases within the first few months after account opening, along with meeting a few other standard conditions. Eligibility may also depend on your history with Chase.
Chase Credit Card Sign-Up Bonus Rules
- Sign-up bonuses are generally limited to new applicants for a given card.
- You must spend a specified amount on purchases within a set timeframe (often $500 - $6,000 within the first 3 months), depending on the card.
- Not all transactions count toward the spending requirement. Balance transfers, cash advances, cash-like transactions (travelers checks, foreign currency, money orders, wire transfers, cryptocurrency), betting transactions (lottery tickets, casino gaming chips, race track wagers), person-to-person money transfers and account-funding transactions that transfer currency, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind are typically excluded.
- You may not qualify for a sign-up bonus if you previously had the card or received a sign-up bonus for the card. For some Chase cards, a sign-up bonus is not available if you received a bonus for the card within the past 24 months.
- Eligibility may also be affected by how many credit cards you opened and closed.
- Your account must be open and not in default at the time of fulfillment.
For more details about the Chase sign-up bonus rules and eligibility requirements, review your card’s terms and conditions or contact customer service at (800) 432-3117.
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