Frieda Reiss, WalletHub Credit Card Analyst
@freiss
No, you cannot get approved for the Chase Freedom card with no credit history. In fact, you won't be able to get approved for this card at all, as the Chase Freedom card is no longer available to new applicants.
Chase offers a similar credit card, the Chase Freedom Flex® Credit Card card. But this card also requires good credit or better to get it. Other factors such as your income, debt, and overall ability to make credit card payments will also be taken into consideration.
Alternative credit card option for no credit:
You can also check out our editors’ latest picks for the best credit cards for no credit on the market to weigh your options. But if you’re set on Chase as an issuer a want to get a shot at getting one of their higher-tier credit cards, you have to take the long-term approach.
How to work your way up to most Chase credit cards:
- Apply for a credit card that suits your goals. You should consider getting a starter credit card and use it responsibly. That way, you can build a strong enough credit history and you’ll eventually qualify for one of Chase’s credit cards for good credit or better.
- Become an authorized user: By becoming an authorized user on someone else’s account, you will be able to build your credit. But only if the account is used responsibly. This feature enables you to get your own card and access the primary cardholder's credit line.
- Do your research: It isn’t enough to get a credit card in order to build credit. Make sure you learn how to use the card in order to build credit faster. There are tools you can use online that can help you stay on the right track and monitor your progress. Feel free to also check out Wallethub's guide on how to build credit.
Once you’re starting to build credit, make sure to check your credit score regularly. Then, apply for the Chase credit card you want once your credit score falls within the required range. You should also make sure your score is supported by a verifiable income and low debt.
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I just got approved for it today - turned 18 8 days ago. Maybe cause I was an authorized user for a while on a Chase card? Also went in person to open a checking account