John Miller, Credit Cards Moderator
@john_miller
You can get your Chime Credit Card deposit refunded by simply transferring the deposit from your "credit builder" account back into your chime checking account. You can do that through your online account or by using the Chime mobile app.
Here’s How to Get a Chime Credit Card Deposit Refund Using the App
- Tap "Move Money" on the bottom of the home screen.
- Select "Transfer Funds."
- Using the green arrows on the right side of the screen, select the desired From and To accounts.
- Enter the amount to transfer and tap "Transfer."
- On the next screen, review the transfer amount and the accounts selected. Tap "Confirm Transfer" to complete the transaction.
Your deposit will also be refunded if either you or Chime closes the account with no unpaid balance.
People also ask
What's the starting credit limit for the Chime Credit Card?
There is no pre-set starting credit limit for the Secured Chime® Credit Builder Visa® Credit Card'. The credit limit for this card depends on the money you decide to move into your Credit Builder Secured account. Chime only gives a maximum credit limit for this credit card, which is $10,000.
The Secured Chime® Credit Builder Visa® Credit Card credit limit that you start out with isn’t necessarily permanent. Chime will allow you to increase your security deposit for a higher credit line. In some cases,...
read full answer by Jason Miles, Wallethub Credit Card ConsultantWhat secured credit cards allow me to pay my deposit with the photo of a check?
There are no secured credit cards that allow you to pay your deposit with the photo of a check. Most secured cards require you to have a bank account that you can use to fund your security deposit. If you do have an account, you might be able to take a photo of your check and mobile deposit it there. Then, use the money to fund your security deposit.
That said, there are some...
read full answer by Thom Fotenberg, WalletHub Credit Card AnalystIs the Chime Credit Card a secured card?
Yes, the Chime Credit Card is a secured credit card, so it requires a refundable security deposit. There is no minimum amount required, but your spending limit equals the amount that you transfer from your Chime Spending Account.
Unlike other secured credit cards, with the Chime Credit Card you can use your deposit to pay for monthly charges. Keep in mind that the Chime Credit Card can also help you build or rebuild your credit, just like an unsecured credit card. This card reports...
read full answer by Brianne Larch, WalletHub Credit Card AnalystDid we answer your question?
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