How do I increase my Citi AAdvantage Platinum Select credit limit?

You can request a Citi AAdvantage Platinum Select credit limit increase online, through the Citibank mobile app, or by calling customer service at 1 (888) 766-2484. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Citibank has on file. Citibank will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.

How To Get a Citi AAdvantage Platinum Select Credit Limit Increase Online

1. Log in to your online account or the Citibank mobile app.
2. Choose the Citi AAdvantage Platinum Select card from the list of account options (if you have more than one Citibank card).
3. Click “View All Services,” and then “Request a Credit Limit Increase.”
4. Enter your annual income and your monthly housing payment. Click "Next."
5. Confirm the information entered and click “Submit” to complete the request.

You should receive a decision in just a few seconds. If you’re approved for a Citi AAdvantage Platinum Select credit limit increase, the new limit is effective immediately.

Impact of a Citi AAdvantage Platinum Select Credit Limit Increase on Your Credit Score

When you request a Citi AAdvantage Platinum Select credit limit increase, Citibank will conduct a soft pull of your credit report, which does not affect your credit score. However, some Citi AAdvantage Platinum Select credit limit increase requests may involve a hard pull, which will cause a short-term dip in your credit score. Citibank cannot do a hard pull without your permission.

Alternatively, you could be eligible for a Citi AAdvantage Platinum Select credit limit increase without even requesting one. The Citi AAdvantage Platinum Select may offer an automatic credit limit increase if Citibank’s regular review of your account shows a history of on-time payments and low debt.