John Wittgap, WalletHub Analyst
@j.wittg
The Citi Double Cash Card purchase tracker tallies eligible purchases minus payments to determine your cash back rewards balance. A cumulative balance of rewards eligible to redeem will appear on your statement and online account every billing period.
The Citi Double Cash Card card offers 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases), plus 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. You can only earn cash back on payments up to the balance on your purchase tracker. When you make a payment, that amount is deducted from the purchase tracker. Once the balance reaches $0, you won’t earn any cash back until you make additional purchases and those amounts are added to the purchase tracker balance.
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People also ask
Does Citi Double Cash offer purchase protection?
No, the Citi Double Cash Card does not offer purchase protection anymore. Citibank discontinued the purchase protection benefit, along with a number of other benefits, for most of its credit cards a while back.
Generally, purchase protection covers purchases you make with your credit card for a specific amount of time. With this coverage, you can be reimbursed for an item or receive a replacement if your purchase is damaged or stolen, usually within 90 to...
read full answer by Maria Adams, Credit Cards ModeratorHow does the Citi Double Cash Card work?
The Citi Double Cash Card works like any other credit card, the only difference is that you must pay your card bill’s in order to take full advantage of its ongoing rewards. More specifically, this card offers 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases), plus 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. The minimum earning rate is roughly double the average for a cash back credit card.
To earn cash back, you’ll have to pay at least the minimum payment. The Citi Double Cash Card rewards system is unique compared to most other rewards cards, which offer you...
read full answer by Joseph Bulebush, WalletHub AnalystWhat is the Citi Double Cash card credit score requirement?
The Citi Double Cash® Card credit score requirement is good credit or better.
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the Citi Double Cash Card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
If you excel in other areas, you might be able to get approved with a slightly lower credit...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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