Maria Adams, Credit Cards Moderator
@m_adams
The only way to apply for a Concora credit card is online, and you can get to the online application by clicking the "Apply Now" button on WalletHub or by going directly to Concora's website. It’s worth noting that Concora credit cards usually have very lenient approval requirements, as most of them accept even people with bad credit.
How to Apply for a Concora Credit Card Online
- Go to the application page on Concora's website or click the "Apply Now" button on sites like WalletHub to be taken there.
- Read over the terms and conditions of the card to make sure you understand how the card works before you apply.
- Fill in the requested personal information such as your name, address, phone number, SSN, and date of birth.
- Fill in the requested financial information such as your income, sources of income, employment status and housing status.
- Authorize the issuer to do a hard pull of your credit report. Just note that this will only do a hard pull on your credit report if you’re approved for the card. Otherwise, no hard inquiry will appear.
- Double check to make sure the application is complete and all the information is accurate.
- Submit the application.
Once you've submitted your Concora credit card application, you may receive a decision right away. If approved, you'll get your new card in the mail within 14 business days.
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Depending on your credit, you can also receive direct invitation to pre approval offers from Concora Credit directly for a variety of different stores and companies such as NFL and Victoria Secret for example. Some of these cards are not only store specific cards but also are Visa or Mastercard branded cards.