Chip Lupo, Credit Card Writer
@CLoop
The Petal® 2 Visa® Credit Card is one of the best options for building credit quickly, as it reports to the credit bureaus monthly and accepts applicants with no credit history. With no annual fee and a 1 - 1.5% cash back on purchases, it can help you save money and boost your credit score.
Best Credit Cards to Build Credit Fast
- Petal® 2 Visa® Credit Card
- Capital One QuicksilverOne Cash Rewards Credit Card
- Bank of America® Travel Rewards Secured Credit Card
- opensky® Plus Secured Visa® Credit Card
- Capital One Savor Student Cash Rewards Credit Card
What You Should Know About Building Credit Fast
A credit card with a high credit limit and low fees could build credit faster because such a card makes it easier to keep your credit utilization low. Low credit utilization is good for your credit score. But you won’t always know your credit limit until after you’re approved - unless you apply for a secured credit card, since the amount of your deposit becomes your credit limit.
To help you choose the best credit-building card for your needs, take a look at our editors’ picks for the best credit cards to build credit. You can also sign up for a free WalletHub account to get daily credit score updates and personalized credit-improvement advice.
Popular Credit Cards to Build Credit
-
Starter Card
-
No Annual Fee
-
No Credit Check
-
Students
People also ask
Do some credit cards build credit faster?
Some credit cards can build credit faster than others, though the difference is small. Credit cards with high limits and low fees can build credit faster because the more credit you have available and the less of it you use, the better it is for your credit score.
The problem is that it’s hard to tell how high of a credit limit you’ll receive ahead of time, unless you’re using a secured card, where...
read full answer by Chip Lupo, Credit Card WriterHow can I raise my credit score in 30 days?
There are several ways to raise your credit score in 30 days. Reducing your credit utilization is one of the fastest ways to raise your credit score, and you can do it by paying down debt, spending less, paying your bill more often or asking for a higher spending limit. Disputing negative information on your credit report can help quickly, too.
- Dispute Credit-Report Mistakes
- Make a Big Debt Payment
- Reduce Your Credit Card...
How can I build my credit fast with a credit card?
You can build your credit fast with a credit card by making small purchases every month and paying them off by the due date. Using 1% to 10% of your credit limit each month can help you raise your score quickly and inexpensively if you always pay the bill on time and in full.
You should also track your credit score as you build credit. You can join WalletHub to get free daily updates to your credit score as well as personalized advice on how to improve...
read full answer by Adam McCann, Financial WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.