Lisa Cahill, Credit Cards Moderator
@lisacahill
The best credit card with no annual fee and no foreign transaction fee is the Regions Prestige Visa® Signature Credit Card because it rewards you with 1 - 3 points per $1 spent on purchases. You can also earn 10,000 points after spending $500 or 20,000 points after spending $1,000 in the first 90 days. This card requires good credit for approval.
Best Credit Cards with No Annual Fees and No Foreign Transaction Fees
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Popular No Annual Fee Credit Cards
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Cash Back
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Bonus Cash Rewards
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Travel
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0% Intro APR
Peter Jones, Member
@pjones3
The best credit card with no annual fee and no foreign transaction fee is the Discover it Miles credit card. Discover it Miles is a solid choice for budget-minded occasional travelers, and it doubles all the miles you earn the first year as an anniversary gift.
George Dillons, Member
@george_dillons
There are plenty that fit into that category. The obvious think to consider is that most (if not all) have a requirement of 700 or more.
Still, you could get better offers with no foreign transaction fees but with an annual fee. If you think the annual thing's no good, I'd say try Discover it.
People also ask
What are the major credit card foreign transaction fees?
The major credit card foreign transaction fees range from 0% to 3% of each purchase processed internationally. The average credit card’s foreign fee is roughly 1.5%. Some credit card companies do not charge foreign transaction fees on any of their cards, including Capital One, Discover and USAA. Other credit card companies charge foreign transaction fees on some, or even most, of their cards. But each of the 10 largest credit card issuers has at least...
read full answer by Maria Adams, Credit Cards ModeratorWhich Chase credit cards have no foreign transaction fees and no annual fees?
No, there aren't any Chase credit cards that have no foreign transaction fees and no annual fees; at least not any traditional credit cards. The only cards offered by Chase that don't charge either of these fees are co-branded cards like the DoorDash Rewards Mastercard®. This card offers 1 - 4% cash back on purchases and requires at least good credit for approval.
If you're looking for a credit card with no foreign transaction or annual fees, there are several options by other issuers to...
read full answer by Thom Fotenberg, WalletHub Credit Card AnalystHow do I avoid foreign transaction fees?
The best way to avoid foreign transaction fees is to use a debit or credit card that waives foreign fees when you're traveling abroad or making online purchases from international retailers. About 25% of credit card offers don't have foreign transaction fees, so there’s no reason to pay the extra charge.
How to avoid foreign transaction fees
- Get a credit card with no foreign transaction fee
- Understand that foreign fees can...
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