Maria Adams, Credit Cards Moderator
@m_adams
Your Credit One account may be suspended because you haven’t used the card recently or due to missed payments. There are a number of other reasons why Credit One might suspend an account, though.
Why Your Credit One Account May Be Suspended
- Inactivity
- Routine missed payments
- Exceeding the credit limit
- Fraudulent activity
To find out the exact reason why your account was suspended, you should contact customer service at (877) 825-3242. A representative should also be able to confirm what you need to do to remove the suspension from your account.
Ultimately, it's worth noting that Credit One isn’t required to alert you that they’re suspending your account. According to the Credit One cardmember agreement, they “may cancel, suspend or not renew your card, account, or access to the credit line at any time and for any reason without notice.”
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People also ask
Why did Credit One close my account?
Credit One may have closed your account because you hadn’t used the card recently. It’s common practice for Credit One to close a credit card account if there’s no activity on the card for at least 12 months. There are a number of other reasons why Credit One might close an account, though.
However, Credit One doesn’t really need a reason to close your account. Not only that, but they’re not even required to alert...
read full answer by WalletHub, Financial CompanyHow can I freeze my Credit One credit card?
You cannot freeze your Credit One credit card. For lost or stolen cards, you’ll need to call Credit One credit card customer service at 1 (877) 825-3242 as soon as possible so they can cancel the card and send you a new one.
Keep in mind that you won’t be held responsible for unauthorized purchases, thanks to a $0 fraud liability guarantee.
read full answer by Cameron DiGiovanni, WriterDid we answer your question?
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