Maria Adams, Credit Cards Moderator
@m_adams
The credit score you need for the Harbor Freight Credit Card is 640 or better. That means people with at least fair credit have a shot at getting approved for this card.
Other things you need for the Harbor Freight Credit Card:
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Harbor Freight Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Harbor Freight Credit Card credit score requirement. You can check your credit score for free on WalletHub..
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