Chip Lupo, Credit Card Writer
@CLoop
The biggest disadvantage of the Marriott Bonvoy Business® American Express® Card is that it has a high APR, at 19.99% - 28.99% (V). As a result, carrying a balance on the Marriott Bonvoy Business® American Express® Card is very expensive, but you can avoid this drawback if you pay your bill in full every month. That way, you won’t owe any interest.
Marriott Bonvoy Business Credit Card Disadvantages
- Annual fee: The annual fee is $125.
- No 0% intro APR on purchases: The Marriott Bonvoy Business Credit Card does not currently offer a 0% intro APR promotion on purchases, so it is not good for people looking to finance big purchases.
- Requires high credit scores: The Marriott Bonvoy Business Credit Card requires at least good credit for approval.
- No balance transfers allowed
In addition, there are plenty of other disadvantages applicable to all or most credit cards. Some examples are the hard credit pull that usually happens when you apply, interest charged on balances that are carried from month to month, and the potential to overspend.
Marriott Bonvoy Business® American Express® Card
Marriott Bonvoy Business® American Express® Card
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People also ask
How can I get a Marriott Bonvoy Business virtual credit card?
To get a Marriott Bonvoy Business Credit Card virtual card number, sign up for Google Pay through the American Express website. When you use one of this digital wallet to make a purchase, a virtual card number will be generated for your card.
How to Get a Marriott Bonvoy Business Credit Card Virtual Card
- Log in to your account on the American Express website with your User ID and password.
- Select “Account Services,” then “Card Management,” and then “Manage...
Can you still earn the Amex SPG Business 35k bonus?
No, you can’t earn the Amex SPG Business 35k bonus offer anymore, as SPG credit cards are no longer available to new applicants. Marriott acquired Starwood and their rewards programs have merged as a result.
The Marriott Bonvoy Business® American Express® Card is the SPG Business Card’s replacement. New cardholders can earn 125,000 Marriott Bonvoy® points for spending $8,000 in the first 6 months (limited-time offer, ending 10/22/2025) of account opening with this card.
What to Know About the Marriott Bonvoy Business Credit Card
You will not be eligible for the Marriott Bonvoy Business Credit Card’s introductory bonus offer...
read full answer by Alex Johnson, WalletHub Credit Card ConsultantDoes Marriott Bonvoy Business Credit Card have travel insurance?
Yes, the Marriott Bonvoy Business Credit Card does have travel insurance. Marriott Bonvoy Business Credit Card rental car insurance covers damage to a rental vehicle from collision or theft, while baggage insurance covers the cost of replacing lost or damaged luggage as long as the purchases are charged to the card.
For rental car insurance, coverage can be up to $50,000 for theft of or damage to most rental vehicles when you use your card to reserve and pay for the entire...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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