Kari Bailey, Member
@baileyk79
The Discover card grocery store list does not include “big-box” stores such as Walmart and Target. Discount stores, convenience stores, wholesale clubs, and supercenters are not on the list, either. But you might still get a bonus for making purchases at some of these locations if they are included in the bonus category throughout the year. More specifically, the Discover 5% Cashback Bonus categories for 2025 are the following:
- January-March: Restaurants, Home Improvement Stores, and Select Streaming Services
- April-June: Grocery Stores and Wholesale Clubs
- July-September: Gas Stations & EV Charging, Public Transit, and Utilities
- October-December: com and Drug Stores
Here’s how Discover’s rotating bonus categories work:
For those who aren’t familiar with Discover’s rotating bonus categories, this is how it works: Certain Discover cards offer a 5% cash back bonus for purchases at spending categories that change every quarter. The 5% cash back bonus is limited to the first $1,500 spent in a specific quarter’s categories. Purchase amounts over the limit will earn 1% cash back. Cardholders must sign up for each new category to receive the cash back bonus.
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People also ask
How does the Discover cash back bonus work?
The Discover cash back bonus pays you back a certain percentage of the money you spend as a reward. The Discover cash back bonus can be redeemed at select merchants, for gift cards, charity, or cash. More specifically, there are three types of Discover cashback bonuses:
- 5% bonus rate: You earn 5% cash back on up to $1,500 in combined category spending per quarter in rotating bonus categories (which change every quarter and require activation), and 1% back on all other purchases. The Discover credit cards that offer this deal are the Discover it® Cash Back, the NHL® Discover it®, and the Discover it® Student Cash Back.
- Cash back in categories...
What is the Discover calendar?
The Discover calendar shows what purchases qualify for Discover’s 5% cash back bonus rewards categories. Eligible cardholders can earn 5% cash back on up to $1,500 spent per quarter in the purchase categories listed on Discover’s bonus rewards calendar, when they activate.
2025 Discover Calendar for 5% Rewards Categories:
| Dates | Bonus Categories |
| January - March | Restaurants, Home Improvement... |
Where is Discover Card accepted?
Discover cards are accepted by more than 10.64 million U.S. merchants. Outside the United States, you can use Discover cards in 200+ countries and territories. But there are some noticeable gaps, including Saudi Arabia, Ukraine and Taiwan. You can check Discover’s international-use map to see where, exactly, your Discover credit card will work.
Even in the countries where Discover Card is accepted, you’ll still find many merchants that only accept Mastercard and Visa. That’s...
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