WalletHub, Financial Company
@WalletHub
Discover credit score requirements actually vary widely because there are a number of different Discover credit cards. The Discover it® Miles card requires good or excellent credit, for example, while the Discover it® Secured Credit Card is designed for people with bad credit.
Here is the complete list of Discover credit score requirements:
- Good Credit: Discover it® Cash Back
- Good Credit: Discover it® Miles
- Good Credit: Discover it® Chrome
- Good Credit: NHL® Discover it® (this offer is not currently available on WalletHub and may be out of date)
- Limited Credit: Discover it® Student Cash Back
- Limited Credit: Discover it® Student Chrome
- Bad Credit: Discover it® Secured Credit Card
The Discover it Student Cash Back and Discover it Student Chrome are among the best offers available to students with limited credit. The Discover it® Secured Credit Card is one of the few secured cards for rebuilding credit offering rewards.
You can learn more about these offers from WalletHub’s review of the best Discover cards. And you can see which Discover credit score requirements you’re able to meet by checking your latest credit score for free on WalletHub. Only WalletHub has free credit scores and reports that are updated on a daily basis. And we’ll give you personalized advice for how to improve your standing.
Finally, keep in mind that the above credit scores are guidelines and they do not guarantee approval. Credit card issuers evaluate a variety of factors beyond your credit score when reviewing your application.
The NHL® Discover it® is not currently available on WalletHub and may be out of date.
Popular Credit Cards from Discover, Our Partner
Martin Connor, Member
@martin_connor
Most of the Discover cards require you to have at least a fair credit score, so yeah, that's 640 minimum.
People also ask
What are the best credit cards for a 650 credit score?
The best credit card for a 650 credit score is the Upgrade Cash Rewards Card, which has a $0 annual fee and offers 1.5% cash back on purchases. The Upgrade Cash Rewards Card also reports to the major credit bureaus every month, so it can help you improve your credit history if used responsibly.
Best Credit Cards for a 650 Credit Score
A 650 credit score is considered fair credit, which means you should have no problem qualifying for a credit card. However, the best credit card offers overall require good credit or better. You can check out WalletHub’s step-by-step guide on how to improve your credit score, as well as check your latest credit score for free.
Finally, keep...
read full answer by Chip Lupo, Credit Card WriterWhat is the best Discover card for bad credit?
The best Discover card for bad credit is definitely the Discover it® Secured Credit Card. In fact, it’s the only Discover card that will consider you despite having a bad credit score. Here’s how it works: When you apply, you place a security deposit of at least $200, which will become your credit line if you’re approved. This refundable deposit acts as collateral for Discover, reducing their risk.
But that’s not all you need to know about Discover it® Secured Credit Card....
read full answer by Christie Matherne, Credit Card WriterDid we answer your question?
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