What are the best rewards credit cards for fair credit?

The best instant approval credit cards for fair credit are the Capital One Platinum Credit Card and the Capital One QuicksilverOne Cash Rewards Credit Card. Both of these Capital One cards are available to people with limited or fair credit, and you can easily apply for them online and get an instant decision. Just keep in mind that instant approval only means your application can be evaluated in real time and you may get an instant decision. This does not guarantee approval, as applicants can still be denied if they don't meet the card's requirements.… read full answer

The Capital One Platinum is best for people who want a $0 annual fee and doesn’t offer rewards. On the other hand, Capital One QuicksilverOne gives unlimited 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases, but has a $39 annual fee.

Best Credit Cards for Fair Credit with Instant Approval

Applicants with fair credit will have a shot at getting instant approval for these credit cards. If you don't know where you stand, you can check your credit score for free, right here on WalletHub.

Just keep in mind that some issuers make take longer to reach a decision regarding applications that require additional review. Aside from your credit score, other factors, such as your income, existing debt, and general ability to make credit card payments will be taken into consideration.

If you get a credit card for fair credit and keep your account in good standing, you can improve your credit score and set yourself up for access to some of the best credit card deals on the market.

One of the best unsecured credit cards for fair credit is Upgrade Cash Rewards Visa® because it offers unlimited 1.5% cash back on all purchases (after you pay the bill) and a $0 annual fee. There’s a 0% foreign transaction fee, too.

Another good unsecured card for fair credit is the Petal® 2 Visa® Credit Card. This card offers at least 1% cash back on all eligible purchases, up to 1.25% back after 6 months of on-time payments, and 1.5% cash back after 12 consecutive months of paying on time.… read full answer

Pretty much all credit cards for fair credit are unsecured, though. Secured credit cards (those requiring a refundable security deposit) are meant for people with bad credit or no credit. But there are unsecured cards for every credit level, including bad credit. And while fair credit won’t get you the very best unsecured cards, it should qualify you for an account with no annual fee, solid rewards or maybe even both.

Best Credit Cards for Fair Credit

It’s always a good idea to shop around before picking out an unsecured credit card for fair credit. Take some time to decide whether you want to prioritize rewards, interest rates, fees or other aspects. Upgrade Credit Card is probably your best option overall because of its high cash back rate and no fees.

One of the best credit cards for fair credit with no annual fee is the Upgrade Cash Rewards Visa® because it offers unlimited 1.5% cash back on all purchases (after you pay the bill) and has a $0 annual fee. But there are several other good options, too.

Best Credit Cards for Fair Credit with No Annual Fee… read full answer

Many credit cards for fair credit with no annual fee are store cards. You can only use them at a particular retailer, but some do still give excellent rewards. For example, the Amazon.com Store Card offers 5% back in rewards on all Amazon purchases. But you have to be an Amazon Prime member to get that perk.