To get Chase Freedom’s 5% cash back rate, go to the Chase Freedom 5% activation page and enter your name, the last 4 digits of your card number and your zip code. You will need to activate new 5% categories for Freedom every quarter to get the bonus rate.
Chase Freedom cardholders get 5% cash back on the first $1,500 spent per quarter in select purchase categories. Purchases that exceed the $1,500 quarterly limit will earn 1% cash back. The current Chase Freedom 5% categories (for Q3 2019) are grocery stores and home improvement stores. Purchases at big box stores like Walmart and Target are not eligible. Chase has not announced the next quarter’s categories yet, but you can always check the Chase Freedom 5% calendar for updates. You can activate an upcoming quarter’s bonus categories on the 15th of the month before it starts.
Purchases that do not qualify for the 5% cash back bonus earn 1% cash back. If you spend up to the $1,500 limit, the Chase Freedom 5% cash back categories can save you $75 every quarter. Just make sure to always activate the new bonus categories, or your eligible purchases will earn only 1%. If you’re worried you’ll forget, Chase makes it easy to set up activation reminder messages and calendar alerts.
You can activate a Visa credit card by calling the number on the back of your card or through the issuer’s website. Different cards will have different options. When you receive your Visa card in the mail, it should come with a set of instructions for activating. It’s hard to give specifics because the exact instructions for each issuer are different. But we can take you through the basics of each method. … read full answer
Here’s how to activate Visa credit cards:
By phone. Your credit card will often come with a sticker on it or an instruction sheet that lists the phone number of an activation line. This line may be automated or may have actual representatives you can talk to. You’ll typically need to enter your card number and a few pieces of personal information, such as your Social Security Number (SSN), date of birth and/or zip code. Once you complete the process your card will be ready to use. If you lose the activation instructions or are having technical difficulties, all is not lost. You can call the number on the back of your card to reach customer service. They’ll be happy to manually activate your card for you once you prove your identity.
Online. Many issuers will provide you with the address of an activation website, where all you have to do is enter your card and personal information. You may also be able to activate your card by logging into your account from the issuer’s homepage and navigating from there. For example, here are the online activation pages for American Express and Bank of America credit cards.
Through customer service. Besides calling your credit card company’s customer service department, you could also call the general Visa customer service number at 1-800-847-2911. They most likely won’t be able to activate your card for you, but they can tell you whom you need to contact in order to do so. But it’s generally most efficient to talk to your issuer. A lot of companies have 24/7 customer service lines, so you should be able to get in contact any time.
Activation is a pretty easy process, usually taking only a minute or two. And it’s important to do it as soon as possible. Some issuers may close your account if you don’t activate your card within a certain amount of time.
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