What's the Discover it Miles credit score requirement?

Discover credit score requirements actually vary widely because there are a number of different Discover credit cards. The Discover it® Miles card requires good or excellent credit, for example, while even people with bad credit can get the Discover it® Secured Credit Card.

Here is the complete list of Discover credit score requirements:

• Good Credit: Discover it® Cash Back
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• Good Credit: Discover it® Miles
• Good Credit: Discover it® chrome
• Good Credit: NHL® Discover it®
• Limited Credit: Discover it® Student Cash Back
• Limited Credit: Discover it® Student chrome
• Bad Credit: Discover it® Secured Credit Card

The Discover it Student Cash Back, Discover it Student chrome and Discover it Secured Credit Card are among the best offers available to people with limited and bad credit, respectively. In fact, Discover it® Secured Credit Card is one of the only secured cards offering rewards.

You can learn more about these offers from WalletHub’s review of the best Discover cards. And you can see which Discover credit score requirements you’re able to meet by checking your latest credit score for free on WalletHub. Only WalletHub has free credit scores and reports that are updated on a daily basis. And we’ll give you personalized advice for how to improve your standing.

The best Discover travel card is the Discover it® Miles because it offers unlimited 1.5 miles per $1 spent on all purchases. Discover also matches all miles earned during the first year. Discover miles are worth 1 cent each (regardless of the redemption option), and cardholders can use their miles to pay for any travel purchase made with the card. Cardholders can also book travel accommodations on Discover’s travel portal using miles, with no blackout dates or restrictions. Plus, Discover it Miles has a $0 annual fee and a 0% foreign transaction fee.… read full answer

Discover it® chrome is another good Discover travel card, especially for road-trippers. It offers 2% cash back on $1,000 spent at gas stations and restaurants each quarter, plus 1% back on all other purchases and a first-year rewards match. Discover it chrome also has a $0 annual fee and a 0% foreign fee.

All Discover cards can be useful for travel. That’s because Discover is one of the few issuers to not charge foreign transaction fees on any credit cards.

• Discover it® Miles – Best for travel overall
• Discover it® chrome – Best for gas and dining

Discover is a good credit card company because there are Discover cards for people of all credit levels, and all of them have $0 annual fees and $0 foreign transaction fees. Plus, Discover cards all reward cardholders with at least 1% back on purchases and will match new cardholders’ earnings from the first year as an anniversary present. Most Discover cards also offer 0% introductory APRs on purchases and balance transfers (with a standard variable rate applying after that).… read full answer

Discover cards are known for their 100 percent U.S-based customer service, and Discover has very few customer complaints with the Consumer Financial Protection Bureau. There are also user-friendly features such as “Freeze it,” which allows cardholders to temporarily turn off their card to prevent any unauthorized transactions. And Discover provides free monitoring to make sure customers’ Social Security numbers don’t show up on risky websites.

Reasons Discover is a Good Credit Card Company:

1. Discover has cards for people of all credit levels, from bad to excellent.
2. Discover cards do not charge annual fees or foreign transaction fees.
3. All Discover cards match your first year’s rewards.
4. Discover has highly regarded customer service.

Different Discover cards are good for different people, though. Discover has offers for cash back, travel, bad credit, students and more. One of the best options is Discover it® Cash Back. It offers 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), and 1% back on all other purchases.

The Discover it® Student Cash Back and Discover it® Student chrome are attractive choices, too. Both cards offer students better ongoing cash back rates than the average credit card offers. And applicants with bad credit can get 1 - 2% cash back on purchases with the Discover it® Secured Credit Card.

While all Discover cards are pretty good, there are some downsides. In 2018, Discover cut several key benefits from all of its cards. Those include travel accident insurance, purchase protection, extended warranties and return protection. And as far as global acceptance goes, you can use Discover cards at merchants in 200+ countries and territories. That’s third behind Mastercard and Visa. Both are accepted in more than 200 countries and territories.

But overall, Discover credit cards combine some innovative perks and attractive rewards into a single package. And since they don’t charge annual fees or foreign transaction fees, the cards’ rewards go right to you. Those are just a few reasons why Discover cards are good credit cards in general.