John Dodson, Member
@dodsonjohn2
The Discover it student card approval rate isn’t public knowledge, but students with limited or no credit are considered. To be eligible, students must be at least 18 years old and enrolled in a 2-or-4-year college or university. Other requirements include U.S. citizenship, a Social Security number (SSN) and a verifiable annual income sufficient enough to pay at least the minimum amount due each month, among others.
While the Discover it Student Cash Back and Discover it® Student Chrome cards are fairly easy for students to get, approval is not guaranteed. Discover will look at a number of other factors, such as recent credit inquiries, number of Discover accounts open, and credit history. You may also have a hard time being approved if you have negative entries on your credit report, such as late payments.
If you are denied for a Discover it student card, you still have other options. The Discover it® Secured Credit Card has the best approval chances of all Discover cards. It’s available even to people with bad credit. But you will have to submit a $200 security deposit, which is fully refundable. You can also sign on as an authorized user on someone else’s credit card account. This will help you rebuild your credit.
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Joshua Carraway, Member
@joshcarraway
As with most student credit cards the Discover it Student Card approval requirements are pretty lenient. They take students with no credit or with fair credit at least.
People also ask
What are the Discover student card requirements?
To qualify for a Discover it® Student Cash Back card, you must be currently enrolled in a 2 or 4 year college or university and have enough income to cover the monthly payments. You also have to meet other requirements like being at least 18 years old, having a U.S. address, and having a Social Security Number, according to the Discover website. These requirements are not exhaustive, and you are not guaranteed to be approved if you meet them.
read full answer by WalletHub, Financial CompanyWhat are the minimum Discover Student card credit score requirements?
Limited credit history or a credit score higher than 640 should be fine to get the Discover it® Student Cash Back, but keep in mind that lots of other factors go into if you're approved for a card or not.
They will also look at your recent hard inquiries, debt, income, and any negatives on your credit report.
read full answer by Charles Cornett, MemberWhat is the minimum credit limit for Discover Card?
Discover it credit card limits can be as low as $200 or $500, depending on the card. The available Discover it cards include offers for people with good and bad credit alike. Each has a specified minimum credit limit. So, you’re guaranteed of getting at least that much spending power if approved for an account. But there’s no way to determine whether you’ll qualify for a higher limit prior to submitting an application. Some Discover...
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