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To qualify for a Discover it® Student Cash Back card, you must be currently enrolled in a 2 or 4 year college or university and have enough income to cover the monthly payments. You also have to meet other requirements like being at least 18 years old, having a U.S. address, and having a Social Security Number, according to the Discover website. These requirements are not exhaustive, and you are not guaranteed to be approved if you meet them.
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Robert Baskins, Member
@bob_baskins167
The Discover it Student Cash Back requirements are for applicants to be 18 years of age, U.S. residents, and enrolled into a College, University or Trade School. In terms of credit requirements, this card is aimed at applicants with limited credit.
If Discover requires proof of student status, they will accept any document that verifies your name, your school name, and your enrollment dates.
People also ask
What credit score do you need for the Discover it Cash Back card?
The Discover it® Cash Back credit score requirement is 700+. That means applicants need at least good credit to be eligible for the card. This credit score requirement is in line with most other cards that Discover offers, as well as comparable cash back credit cards from other issuers. The higher an applicant’s credit score is above 700, the more likely they are to be approved for the Discover it Cash Back credit card. But your credit score is far from...
read full answer by Daniel Phaneuf, MemberHow much is the Discover it Student Cash Back minimum payment?
According to the Discover sample terms and conditions, the Discover it® Student Cash Back minimum payment is $20, $15 plus past due amounts, or 3% of the statement balance plus past due amounts – whichever is higher. If the statement balance is less than $20, the Discover it Student Cash Back minimum payment will be equal to the balance. In addition, if you recently missed a payment or exceeded your credit limit, Discover may add a late fee or the overlimit amount to...
read full answer by James W Reed, Credit Cards ModeratorWhat's the minimum credit score needed for Discover cards?
The minimum credit score needed to get most Discover credit cards is 700 or above. There are a few Discover cards for which there’s no minimum credit score requirement, such as the Discover it® Secured Credit Card which you might be able to get with a below-average credit score (below 640).
Minimum Credit Score Needed for Each Discover Card
- Discover it® Secured Credit Card: No minimum score, applicants with bad credit are eligible for approval (below 640).
- Discover it® Student Cash Back: Available to applicants...
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