Chip Lupo, Credit Card Writer
@CLoop
The Aspire® Cash Back Rewards Mastercard may give high credit limits to people with good-to-excellent credit, a lot of income, and relatively little debt. The minimum credit limit is $350, and some cardholders report having limits as high as $1,000. In general, though, the card is not considered a “high-limit” card because it does not guarantee a $5,000+ credit limit.
Keep in mind that the starting credit limit you get on the Aspire Card won’t necessarily be the credit limit you have forever, as you can get credit limit increases. It’s a good rule of thumb to wait until you have at least six consecutive months of on-time payments before you ask for a credit limit increase. You may also receive automatic credit limit increases if you manage the account responsibly.
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People also ask
What is the Aspire Credit Card credit score requirement?
The Aspire® Cash Back Rewards Mastercard is available to people with bad credit. That means people with credit scores below 640 have a shot at getting approved for the Aspire® Cash Back Rewards Mastercard.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Aspire Card, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and...
read full answer by Jerry Osteen, MemberWhat credit card gives you the highest available credit?
The credit card that gives you the highest available credit is the Chase Sapphire Preferred® Card because it reportedly offers a maximum credit limit of $100,000. Chase Sapphire Preferred reserves its maximum credit limit for the highest-income individuals with good credit or better, though. Applicants who are approved for an account will receive a starting credit limit of at least $5,000.
It’s worth noting that available credit is the amount of your credit limit you have left to spend, so...
read full answer by Chip Lupo, Credit Card WriterHow do I qualify for higher credit limit cards?
You can qualify for higher credit limit cards by paying your bills on time, using only a small portion of your available credit, and not having too much debt compared to your income. Those also happen to be some of the most important ingredients for a good or excellent credit score.
So, it should come as no surprise that people with good credit or better tend to get the highest credit card limits. But anyone can try to...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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