Chip Lupo, Credit Card Writer
@CLoop
Yes, the Chase Sapphire Preferred® Card does give high credit limits. Some Chase Sapphire Preferred cardholders report having limits as high as $$20,000, though the minimum credit limit is just $5,000.
The actual limit that any individual cardholder will get depends largely on their credit score and income. The higher a person’s income and credit score are, the higher their credit limit is likely to be.
The starting credit limit you get on the Chase Sapphire Preferred won’t necessarily be the credit limit you have forever. You could ask for a credit limit increase once you've paid the bill on time for several consecutive months. Also, Chase will periodically review your account, so you may receive automatic credit limit increases.
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People also ask
What credit card gives you the highest available credit?
The credit card that gives you the highest available credit is the Chase Sapphire Preferred® Card because it reportedly offers a maximum credit limit of $100,000. Chase Sapphire Preferred reserves its maximum credit limit for the highest-income individuals with good credit or better, though. Applicants who are approved for an account will receive a starting credit limit of at least $5,000.
It’s worth noting that available credit is the amount of your credit limit you have left to spend, so...
read full answer by Chip Lupo, Credit Card WriterHow much is the starting Chase credit card credit limit?
The starting Chase credit card credit limit varies by card and it could be as low as $500 or as high as $35,000+, depending on the card and your overall credit standing. The issuer, though, only discloses the minimum credit limits for each of their cards. One of the Chase credit cards with the highest starting limit is the Chase Sapphire Reserve® Card, which has a minimum credit limit of $10,000. The Chase Freedom Flex® Credit Card card’s minimum credit limit, on the...
read full answer by Sebi Mitchell, Credit Cards ModeratorHow do I qualify for higher credit limit cards?
You can qualify for higher credit limit cards by paying your bills on time, using only a small portion of your available credit, and not having too much debt compared to your income. Those also happen to be some of the most important ingredients for a good or excellent credit score.
So, it should come as no surprise that people with good credit or better tend to get the highest credit card limits. But anyone can try to...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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