Sean Chapman, Member
@sean_chapman
Yes, the Exxon Credit card does a hard pull on your credit upon application. At least it did, since you can no longer apply for it.
You can, however apply for ExxonMobil Gas Card offering rewards you can use for fuel, in-store purchases or car washes.
You'll need at least a good credit score to get approved for it and it will also do a hard pull on your credit. So you better make sure you qualify for it before applying to avoid any unnecessary damage to your credit score, even if it's just temporary.
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A hard credit inquiry will cause your credit score to drop by around 5-10 points on average. If you have a strong credit history, your credit score could take less of a hit. Hard credit inquiries only remain on your credit report for two years, and no longer impact credit scores after one year. Maintaining positive credit habits and paying off bills on time will rebuild your score, and the impact of hard inquiries will...
read full answer by WalletHub, Financial CompanyHow long do hard inquiries stay on your credit report?
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read full answer by Lauren Smith, WalletHub Staff WriterDid we answer your question?
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