ExxonMobil Credit Card Reviews: Is It Worth It? (2026)Reviews, rates, fees, and rewards details for The ExxonMobil Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHub
We're sorry, but the ExxonMobil Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
You earn rebates of $0.15 per gallon on eligible gasoline purchases made at Exxon and Mobil stations in the United States ("Exxon and/or Mobil Gasoline Purchases"). You earn rebates of up to 2% on other eligible purchases ("Other Purchases") you make each year as follows: 0.5% on your total annual Other Purchases up to $999; 1.0% on your total annual Other Purchases over $999 and up to $5,999; 2.0% on your total annual Other Purchases over $5,999 and up to $10,000; and 1% on your total annual Other Purchases over $10,000.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
5.0
User Reviews
3.9
Market Comparison
4.2
fees: 2.9
rewards: 3.9
cost: 4.8
Other Features: 5.0
3.6WalletHub Rating
WalletHub Rating
3.6
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Can't find what you are looking for? Submit your question about ExxonMobil Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
You can make an ExxonMobil Credit Card payment online, by phone or by mail. To pay an ExxonMobil Credit Card bill online, log in to your online account and find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. Citibank does allow cardholders to set up automatic payments, too.
Ways to Make an ExxonMobil Credit Card Payment
Online. Log in to your online account and find the payment button.
By phone: Call (866) 460-5349 and enter your card information prompted.
By mail. Send a check or money order (but not cash) to
ExxonMobil P.O. Box 78072 Phoenix, AZ 85062-8072
Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.
In conclusion, there are multiple ways to make an ExxonMobil Credit Card payment, so just choose whichever method suits you best. The important part is to not miss payments, as that can seriously damage your credit score.
You cannot apply for the ExxonMobil Credit Card right now, because applications for the card are no longer open at this point in time. The ExxonMobil Credit Card has been unavailable to new applicants. However, there are other cards available from ExxonMobil that you can apply for online or in person.
Similar Cards to the ExxonMobil Credit Card You Can Apply For
No, you cannot check your ExxonMobil Credit Card application status, as this card is no longer available to new applicants. However, you can apply for the ExxonMobil Gas Card instead. To check your ExxonMobil Gas Card application status, call customer service at (800) 344-4355 and provide the required information, so that the issuer can match you to your application.
You can also take a look at our editors' latest picks for the best gas credit cards to weigh your options.
The ExxonMobil Credit Card is no longer available to new applicants.
You can find their current card here. It provides ExxonMobil gas rebates and a few interesting perks such as flexible payment terms and monthly itemizations for each card and/or person on your account.
You can request a ExxonMobil Credit Card credit limit increase online, through the Citibank mobile app, or by calling customer service at 1-800-344-4355 . To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Citibank has on file. Citibank will be more likely to increase your credit limit if the revised income clearly shows that you can...
No, you cannot use your Exxon Credit Card anywhere.
This card was issued specifically for ExxonMobil purchases like fuel or other supplies from their stores. You can use your card in more than 10,000 Exxon and Mobil gas stations nationwide.
Share your insights and review for the ExxonMobil Credit Card
5
23%
4
57%
3
9%
2
6%
1
5%
3.8
124 reviews
124 reviews
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Michael Hochniuk @mhochniuk
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1 Star Rating
Verified Customer
I held this account for 37 years with Exxon. It was a reliable go-to when needed, and I was happy to have the card. I was so disappointed when they wouldn't renew my card. For 37 years, all payments were on time. I was not able to get a hold of a 'human' to discuss this. It was just cancelled. I still owe $87 and have been paying it off with some hope that maybe they would reconsider and reopen the account. I don't really need it, but it would be helpful for my credit rating or if an emergency came up.
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Bill Sloss @mtsloss_wm57
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2 Star Rating
Verified Customer
I didn't really need a gas card. It was my 1980s model brain that just thought I did because gas charge cards were the thing back then. I didn’t know much about credit at the time i applied for it. I have a cash back credit card that gives me 5% cash back on gas purchases. My Exxon SmartCard takes 10 cents a gallon off, It is better for me to use my regular credit card for 5% cash back on gas purchases than a 10 cent per gallon rebate. If gas ever falls below $2 a gallon, I will use my Exxon card. My credit limit on this card is $1000, and I've had the card for 3 years, so I just use the card infrequently just to keep it open. If I were to close it, or if the company closed it, my score would take a hit. Im not taking out a mortgage, a student loan, or a car loan so my credit score is a moot point. They don’t charge you much for cash advances tho. Ask yourself how badly you need a closed-loop store card or a general-purpose credit card.
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Randy Shockley @rlshock36
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5 Star Rating
Verified Customer
Great card to have when traveling! The is an Exxon at almost every exit on the highway. Most have nice places for food & coffee. Usually hot good also.
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2
Dana H Phillips @danaphillips98
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4 Star Rating
Verified Customer
10 cents off per gallon. It's ok! Overall not a bad card just don't know how to get more rewards. Maybe need to look for a better gas card.
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William @sloss_william57
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5 Star Rating
Verified Customer
I got remorseful after getting this card. I decided to try it once just for the heck of it. I paid at the pump one day and I watched the price per gallon on the pump roll back I did the math and the savings I got using this card beats my 2% cash rewards general purpose credit card!! They raised my charge limit after the first month. No problem keeping my payments up as I can pay by phone. It's still a gas card but that's where a lot of my money goes. By using this card I also take the load off my other cards.
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Melissa @melissaherrington49
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4 Star Rating
Verified Customer
Gas prices are a little high, but with the discount it averages out. It's also nice that they keep an eye out if the card is used somewhere else.
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Bea @beab_1
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5 Star Rating
Verified Customer
It's easy and convenient, I get better gas mileage with this than any other gasoline ⛽️ The company has been around for a long time and I know to trust it.
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0
1
Alexander @alexhrco
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5 Star Rating
Verified Customer
Great to help boost your credit score would recommend and the fees are easy on the wallet had no problems with customer service...
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2
Rita_Maldonado75 @Rita_Maldonado75
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3 Star Rating
Verified Customer
8 years and they decide to close my account without warning. The same day I get approved for credit increases and loan at other places. Unbelievable, I cant believe I managed all through unemplyment and COVID-19 in 2020. So dissappointed !!
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Rosa @cubalinda06
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2 Star Rating
Verified Customer
Not the best low credit, but gets me by. High payments. I don't save on this card, I only use it as my last resort. All in all not terrible.
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* The information about the following cards has been independently collected by WalletHub: ExxonMobil Credit Card and ExxonMobil Gas Card.
