Chip Lupo, Credit Card Writer
@CLoop
The minimum requirements for the First Digital Card include being at least 18 years old, having a bad credit score of at least 500, and earning enough income to afford monthly bill payments. You also need to have a Social Security number.
Minimum First Digital Card Requirements
- Enough income to make the monthly minimum payment
- Bad credit accepted (500+ credit score)
- 18+ years old with a checking or savings account
- Social Security number
- Employment information
- Physical U.S. address (no P.O. boxes)
If you apply for the First Digital Card, make sure you enter all the required information completely and accurately. Knowingly reporting false or misleading information on a card application is a federal crime. Similarly, keep in mind that the above requirements are guidelines and approval is never guaranteed.
If you don't know whether your credit score qualifies you for the First Digital Card, you can check it for free on WalletHub. It's also worth checking out our editor's guide on how to improve your credit score.
Popular Credit Cards from Our Partners
People also ask
Does the First Digital Card have pre-approval?
You cannot check for First Digital Card pre-approval. First Digital does not offer pre-approval through its website, so anyone interested in applying for the First Digital Card will have to do so without the benefit of checking for pre-approval beforehand.
You can, however, use WalletHub’s CardAdvisor tool instead and learn how easy it is to find the right credit card for you. Just answer a few general questions, and based on your responses, CardAdvisor will provide you with...
read full answer by Chip Lupo, Credit Card WriterDo I need a checking account to get the First Digital Mastercard?
The First Digital Mastercards requires a checking account to apply.
The application is available online, and First Digital's website says you can get a decision in as little as 60 seconds.
What is a good income for a credit card?
A good annual income for a credit card is more than $62,000 per year, since that puts you above the U.S. median. At the very least, you are required to have enough income to afford the monthly minimum payments on a credit card, along with your other financial obligations.
Having enough money to pay the monthly bills is the only official minimum income requirement for credit card approval in general, but individual credit card...
read full answer by WalletHub, Financial CompanyDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.