Archie Conway, WalletHub Financial Analyst
@ArchieConway
You can check your First Premier Bank Classic credit card application status by calling 1-800-987-5521. First Premier asks that you wait 48 hours after submitting your application before calling to check your status.
Although anyone looking to apply for a First Premier Bank Classic credit card can do so online, the same cannot be said of getting application updates. However, according to First Premier Bank, you may get a decision within 60 seconds of applying.
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How long does it take to get approved for a credit card?
It can take anywhere from less than a minute to a few weeks to get approved for a credit card. The amount of time depends on how you apply, how good your credit is relative to the requirements of the card, and whether the issuer can immediately verify your information. You could be instantly approved if you apply online and are obviously qualified. But if you don’t get instant approval, it’ll typically take at least 7-10...
read full answer by WalletHub, Financial CompanyCan I use a credit card before it arrives in the mail?
Yes, you can use a credit card before it arrives in the mail, but only with certain cards. If you want to use a credit card early, you must either have an American Express or Capital One card or one of a handful of other offers, including the Apple Card, and some store credit cards.
Types of Credit Cards You Can Use Before Arrival
- Cards from certain issuers
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What is the minimum credit score for a credit card?
The minimum credit score for most credit cards is 640-700+, but you can get some cards with bad credit or no credit score at all. Some credit card companies won’t even check your credit history when you apply, making it easy to get approved as long as you have enough income to afford the monthly bill payments.
But there is a difference between getting approved for a credit card in general and getting one...
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