Bianca Smith, WalletHub Credit Cards Analyst
@bianca_stoian
Yes, you do have to pay the program fee for First Premier Bank credit cards if you are applying for an unsecured card. The program fee on First Premier Bank unsecured credit cards is a one-time fee of $55 - $95, assessed after approval. The exact amount you will have to pay depends on your creditworthiness.
Key Things to Know about First Premier Bank Program Fees
- First Premier Bank charges a program fee of $55 - $95, but this only applies to their unsecured credit cards.
- After getting approved for a First Premier Bank unsecured credit card, you have 85 days to pay the fee.
- If you do not pay the required program fee within the allotted time, First Premier Bank will cancel your application.
If you want to get a First Premier Bank credit card without paying a program fee, you can opt for a secured credit card. The First PREMIER® Bank Secured Credit Card does not charge any one-time fees. However, the card does charge a $50 annual fee, which is far from ideal for a secured credit card.
All in all, First Premier Bank credit cards come with very high fees and with expensive ongoing charges. For other credit card options, you can check out WalletHub’s editors’ picks for the best credit cards for people with bad credit, most of which do not charge a program fee.
People also ask
How can I pay my First Premier credit card processing fee?
You can pay your $55 - $95 First Premier credit card processing fee online. To do so, go to the designated page and enter your first name, last name, Social Security number, and ZIP code to locate your application and complete the payment. You can also arrange a payment over the phone at (800) 987-5521. Keep in mind that you are required to pay the program fee in order to open your First Premier credit card account.
Things to Know About...
read full answer by Maria Adams, Credit Cards ModeratorHow do I request a credit limit increase with First PREMIER Bank?
You can request a First PREMIER Bank credit limit increase by calling customer service at 1-800-987-5521. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income First PREMIER Bank has on file. First PREMIER Bank will be more likely to increase your credit limit if the revised income clearly shows that you can afford...
read full answer by John Miller, Credit Cards ModeratorWhat is the $95 program fee for First Premier Bank?
The $95 program fee for First Premier Bank is the maximum one-time charge you must pay before you can open a First PREMIER® Bank Mastercard Credit Card account. The program fee ranges from $55 - $95, with the lowest program fees reserved for accounts with the highest credit limits.
First Premier Bank Program Fees
| Initial Credit Limit | Program Fee |
| $200 | $95 |
| $300 | $95 |
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I wasn't able to pay the 75 dollars for the program fee within the 85 days can it be paid later for activation