Milvionne Chery Copeland, Writer
@milvionne_copeland
A good starter credit card for young adults is the Petal® 2 Visa® Credit Card because it gives 1 - 1.5% cash back on eligible purchases. The card also has a $0 annual fee and accepts people with limited credit history.
There are many good starter cards that can help young adults build or improve their credit. Below, you’ll find some of WalletHub’s editors’ picks for the best starter credit cards for young adults.
Best Starter Credit Cards for Young Adults
- Best Overall: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's website
- Best for Cash Back: Capital One QuicksilverOne Cash Rewards Credit CardCapital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn More
- Best for Students: Capital One SavorOne Student Cash Rewards Credit CardCapital One SavorOne Student Cash Rewards Credit CardLearn MoreLearn More
- Best for No Credit: Capital One Platinum Credit CardCapital One Platinum Credit CardLearn MoreLearn More
- Best for Fair Credit: Upgrade Cash Rewards Visa®Upgrade Cash Rewards Visa®Learn MoreLearn Moreon issuer's website
- Easiest to Get Approved For: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
In general, good credit cards for young adults include cards that have low annual fees and credit limits starting at $300+. The best cards give rewards for purchases and report to the major credit bureaus monthly. For more options, check out WalletHub’s complete picks for the best credit cards for young adults.
2023's Best Credit Cards for Young Adults
People also ask
What is the best credit card for 18 year olds?
One of the best credit cards for 18-year-olds is the Petal® 2 Visa® Credit Card because it rewards cardholders with up to 1.5% cash back on purchases. The card also has a $0 annual fee and is intended for beginners with limited. There’s no security deposit required to open the account, either.
Best Credit Cards for 18-Year-Olds
- Best Overall: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's website
- Best for No Annual Fee: Capital One Platinum Credit CardCapital One Platinum Credit CardLearn MoreLearn More
- Best for Rewards: Capital One QuicksilverOne Cash Rewards Credit CardCapital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn More
- Best for No Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- Best for a Low Deposit: Capital One Platinum Secured Credit CardCapital One Platinum Secured Credit CardLearn MoreLearn More
- Best for Students: Bank of America® Travel Rewards credit card for StudentsBank of America® Travel Rewards credit card for StudentsLearn MoreLearn Moreon issuer's website
As you can see, the best card depends a lot on your financial situation and spending habits. For...
read full answerCan you get a credit card at 20?
Yes, you can get a credit card at 20. The minimum age to qualify for your own credit card account is 18 years old, though you will need to demonstrate enough independent income to pay the bills in order to qualify for your first credit card account.
The best type of credit card for 20-year-olds is one with a low annual fee, preferably $0, that accepts applicants with limited or no credit history. Using...
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