How can I apply for Chase Ink Preferred without a business?

Question

You can submit a Chase Ink Preferred application online from the Chase website. Sign in to your Chase online account, if you already have one, or click the green “Apply as a Guest” button. Once you’ve reached the online application, enter your full name, Social Security number or Tax ID number, birthdate and e-mail address. If you’re an existing accountholder, Chase will list your personal info at the top of the application. All applicants must include a physical address and their total gross annual income.... read full answer

Next, you will need to complete the Business Info section on the Chase Ink Preferred application. This includes the business structure (sole proprietorship, for example) along with the business’s legal name and number of employees. Your Tax ID or Employer ID number and annual business revenue are required, too. You will also have the option to add any employee cards to the account. Check the box at the bottom of the application to say that you agree to the card’s certifications, which state, among other things, that you will use the account for business purposes only and that you will be held personally liable for all balances charged to the account. Click the “Submit” button and you should receive a decision in just a few seconds. If you’re approved, you will receive your new card within 7-10 business days.

If you do not get an immediate decision, you’ll receive a status update e-mail within 7-10 days notifying you whether the application is approved, denied or pending. For pending applications, the e-mail will let you know if you need to submit additional documents or correct any missing or inaccurate information on the application. If the application is denied, Chase will mail you a letter detailing the reason(s) why.

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Answer 1 · 2020-07-13 10:08:02

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@WalletHub • 07/13/20 This answer was first published on 07/13/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can’t apply for Chase Ink Preferred without a business. That’s one of the main requirements for getting the card. However, having a “business” doesn’t necessarily mean having an office and paying employees. Your business could be as simple as regularly selling things on eBay or Etsy, or being a freelance writer or artist. If you’re a sole proprietor, you don’t even need the business to have its own tax ID number. You can use your Social Security number instead.

In order to apply for Chase Ink Preferred, you’ll need several pieces of information. First, you’ll need the legal name of the business, the address and the phone number. You can substitute your own name if the business has no name, along with your address and phone number if you don’t work outside your home. You’ll also need to specify the type of business, the number of years in business, the number of employees and the annual revenue. And you’ll need to provide the business tax ID number or your SSN.

It’s not a good idea to apply for Chase Ink Preferred without a business if you truly have no business income. Lying on credit card applications is illegal. You’re better off taking the time to start a small side business by selling things online or doing freelance work before you apply. Or, if you’re not planning to start a business, you should just get a consumer card.

How can I apply for Chase Ink Preferred without a business?

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