You should not attempt to destroy metal credit cards. If you request a replacement card or decide to close your account, the credit card company will likely send you a slip in which to return your old metal card when it mails you a new one. Or, they’ll just ask you to mail the old metal card to a particular address, without providing an envelope or any such supporting materials. The issuer will then dispose of the card safely.
Procedures vary by credit card company. So you should call your card’s customer service department to see how it recommends dealing with an unused metal credit card.
You definitely don’t want to take a knife to a metal credit card or try to put such a card through a shredder. That’s a recipe for a broken tool and perhaps a trip to the hospital. With that in mind, the bottom line is: Let credit card companies destroy metal credit cards so you don’t have to.
The best Chase metal credit card is the Chase Sapphire Preferred® Card. This card offers 60,000 bonus points for spending $4,000 in the first 3 months. Plus, you can earn 1 - 5 points per $1 spent on purchases. The card’s annual fee is $95 and it requires at least good credit for approval.
Keep in mind that although metal credit cards look cool, you shouldn’t apply for a card just because it’s made of metal. You should make sure that any metal credit card you get also has worthwhile perks and is a card that fits your individual needs and budget.… read full answer
Ultimately, feel free to also check out WalletHub’s recommendations for the best metal credit cards on the market, to see which one suits your needs.
One of the best Capital One metal credit cards is the Capital One Venture X Rewards Credit Card. This card offers 10 miles per $1 spent on hotels and rental cars booked through Capital One Travel, 5 miles per $1 spent on flights booked through Capital One Travel, and 2 miles per $1 on all other purchases. Capital One Venture X also gives 75,000 miles for spending $4,000 in the first 3 months. But there are a few more great options available, too.
The Capital One Venture X card gives 10 miles per $1 spent on hotels and rental cars booked through Capital One Travel, 5 miles per $1 spent on flights booked through Capital One Travel, and 2 miles per $1 on all other purchases. Plus, with this card, you get 75,000 miles for spending $4,000 in the first 3 months. The card’s annual fee is $395. The Capital One Venture X card requires excellent credit for approval.… read full answer
The Capital One Venture card gives 5 miles per $1 spent on hotels and rental cars booked through Capital One Travel, and 2 miles per $1 on all other purchases. Plus, with this card, you get 75,000 miles for spending $4,000 in the first 3 months. The card’s annual fee is $95. The Capital One Venture card requires at least good credit for approval.
The Capital One Savor card gives 5% cash back on hotels and rental cars booked through Capital One Travel, 4% cash back on dining, entertainment and popular streaming services, 3% back at grocery stores and 1% back on all other purchases (except for 8% back on Capital One Entertainment purchases and 10% back on purchases made through Uber & Uber Eats). Plus, with this card, you get $300 for spending $3,000 in the first 3 months. The card’s annual fee is $95. The Capital One Savor card requires at least good credit for approval.
These are great rewards cards, with each of them offering a good initial bonus and coming with a good rewards rate.
Ultimately, you might want to check out our editors’ latest picks for the best metal credit cards on the market and see which one suits your needs better.
The only Citi metal credit card is the Citi® / AAdvantage® Executive World Elite Mastercard®. This card is designed for frequent American Airlines flyers with good credit or better. With the Citi AAdvantage Executive Card, you can earn a total of 4 miles per $1 spent on American Airlines purchases through December 31, 2022 and 2 miles per $1 spent with American Airlines after that, as well as 1 mile per $1 on all other purchases. Pus, it packs an initial bonus of 80,000 miles for spending $5,500 in the first 3 months.
The Citi AAdvantage Executive Card charges a $450 annual fee. So, it's aimed at frequent travelers who fly enough American Airlines to offset its annual fee. If metal isn't a necessity, there is plenty of plastic to consider among … read full answerthe best Citi credit cards. Otherwise, there are plenty of other metal credit cards to check out from other issuers, too.
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