You should not attempt to destroy metal credit cards. If you request a replacement card or decide to close your account, the credit card company will likely send you a slip in which to return your old metal card when it mails you a new one. Or, they’ll just ask you to mail the old metal card to a particular address, without providing an envelope or any such supporting materials. The issuer will then dispose of the card safely.
Procedures vary by credit card company. So you should call your card’s customer service department to see how it recommends dealing with an unused metal credit card.
You definitely don’t want to take a knife to a metal credit card or try to put such a card through a shredder. That’s a recipe for a broken tool and perhaps a trip to the hospital. With that in mind, the bottom line is: Let credit card companies destroy metal credit cards so you don’t have to.
Keep in mind that although metal credit cards look cool, you shouldn’t apply for a card just because it’s made of metal. You should make sure that any metal credit card you get also has worthwhile perks and is a card that fits your individual needs and budget.
One of the best Capital One metal credit cards is the Capital One Venture Rewards Credit Card. This card has been available in metal since February 2017, and it’s been one of the best travel rewards cards for even longer. It offers 2 miles per $1 on all purchases.
With Capital One Savor you get 4% cash back on dining, entertainment and popular streaming services, 3% back at grocery stores and 1% back on all other purchases, as well as 8% back on tickets at Vivid Seats through January 2023.
So, both are excellent rewards cards, with each offering a good initial bonus and coming with a good rewards rate.
Ultimately, you might want to check out our editors’ latest picks for the best metal credit cards on the market and see which one better suits your needs.
The only Citi metal credit card is the Citi® / AAdvantage® Executive World Elite Mastercard®. It is designed for frequent American Airlines flyers with good credit or better. The Citi AAdvantage Executive Card earns 2 miles per $1 spent on American Airlines purchases, 1 mile per $1 on all other purchases. And it packs an initial bonus of 50,000 miles for spending $5,000 in the first 3 months.… read full answer
The Citi AAdvantage Executive Card charges a $450 annual fee. So it's aimed at frequent travelers who fly enough American Airlines to offset its annual fee. If metal isn't a necessity, there is plenty of plastic to consider among the best Citi credit cards. Otherwise, you can also check out the best metal credit cards from other issuers.
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