You should not attempt to destroy metal credit cards. If you request a replacement card or decide to close your account, the credit card company will likely send you a slip in which to return your old metal card when it mails you a new one. Or, they’ll just ask you to mail the old metal card to a particular address, without providing an envelope or any such supporting materials. The issuer will then dispose of the card safely.
Procedures vary by credit card company. So you should call your card’s customer service department to see how it recommends dealing with an unused metal credit card.
You definitely don’t want to take a knife to a metal credit card or try to put such a card through a shredder. That’s a recipe for a broken tool and perhaps a trip to the hospital. With that in mind, the bottom line is: Let credit card companies destroy metal credit cards so you don’t have to.
The best Chase metal credit card is the Chase Sapphire Preferred® Card. This card is made of metal with a blue finish, weighs 13 grams, and offers 80,000 points as an initial rewards bonus. Cardholders also earn 1 - 2 points per $1 spent on purchases. At $95, the annual fee isn’t too bad, either, considering all the rewards you get in return.… read full answer
Chase has more metal credit cards than any other issuer (Amex is up there too). All of Chase’s metal credit card offers require at least good credit for approval, and some you need excellent credit to get.
There are two Capital One metal credit cards: The Capital One Venture Rewards Credit Card and the Capital One® Savor® Cash Rewards Credit Card. Both are excellent rewards cards, with each offering a good initial bonus and giving at least 2% back on lots of purchases. The Capital One® Savor® Cash Rewards Credit Card is best for people who want to earn bonus cash back on dining and entertainment purchases, while the Capital One Venture Rewards Credit Card is the way to go for travel rewards.… read full answer
Ultimately, it is worth noting that the Capital One Venture Rewards Credit Card has been available in metal since Feb. 2017, and it’s been one of the best travel rewards cards for even longer.
Citi’s metal credit card is the Citi Prestige Card. It has been available in metal since August 2017. Citi Prestige is the best Citi metal card because it’s the only one available right now. It also happens to have a ton of rewards and luxury perks. They’re necessary, however, as Citi Prestige charges a $495 annual fee. The new Citi Prestige metal card offers $500 in travel for spending $4,000 in the first 3 months. It also gives 3-5 points per $1 spent on eligible travel and dining purchases and a $250 annual travel credit. So if you’re a big spender, this type of luxury card could make sense. Otherwise, there are plenty of non-metal Citicards to consider, along with metal credit cards from other issuers.… read full answer
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