The HSBC foreign transaction fee is 0% on all of its cards. This means you won’t be charged extra on transactions processed outside of the United States, whether it’s a purchase at a physical location in a foreign country, or an online transaction through an internationally-based merchant.
This answer was last updated on 08/30/24 and it was first published on 05/14/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Yes, it is hard to get an HSBC credit card because all HSBC credit cards require excellent credit for approval. Unless your credit score is 750 or higher and you have a lot of income, it will be difficult for you to get approved for an HSBC credit card.
Minimum Credit Score for Notable HSBC Credit Cards
No, there aren’t any HSBC secured credit cards at the moment. Secured credit cards are designed for individuals looking to build or rebuild their credit by providing a deposit that serves as the credit limit, whereas most HSBC credit cards are geared toward people with excellent credit.
But this doesn’t mean that you’re out of options. If you’re not set on HSBC as an issuer, there are several secured credit cards available on the market.
To get an HSBC replacement card, log in to your online account, use the HSBC mobile app, or call customer service at 1 (800) 462-1874. There is no fee to get an HSBC replacement card, which should arrive within 3 - 5 business days.
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* The information about the following cards has been independently collected by WalletHub: U.S. Bank Cash+® Visa® Secured Card, Bank of America® Travel Rewards Secured Credit Card, HSBC Premier World Credit Card, and HSBC Elite Credit Card.
