Is the Amex Blue Cash Everyday Card a good first time credit card?

You typically need good credit or better to have a shot at getting approved for the Amex Blue Cash Everyday.

Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the Amex Blue Cash Everyday. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.

If you excel in other areas, you might be able to...

The Amex Blue Cash Everyday credit limit is based on American Express’s assessment of each application, so the card’s credit limit will be different for each applicant.

For the most part, Amex Blue Cash Everyday credit limits depend on each applicant’s overall credit standing. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.

Keep in mind that you can ask to get a credit limit increase by calling the American Express customer service number you see on the back...

The best Amex card for first-timers with good credit is the Blue Cash Everyday® Card from American Express because it has a $0 annual fee and gives up to 3% cash back at U.S. supermarkets (up to $6,000 spent per year, then 1%). These features make it a great first Amex card to have, but it would be nearly impossible to get approved for it as your first credit card ever.

In fact, there is no Amex card that would...