Sebi Mitchell, Credit Cards Moderator
@sebim
American Express does not charge interest for a limited amount of time on certain credit cards, such as Blue Cash Everyday® Card from American Express and the Blue Cash Preferred® Card from American Express, but no American Express credit card comes with permanent 0% interest.
Amex Credit Cards With 0% Introductory Offers
- Blue Cash Everyday® Card from American Express: An intro APR of 0% for 15 months on purchases and balance transfers, followed by a 19.49% - 28.49% (V) regular APR; 3% (min $5) balance transfer fee.
- Blue Cash Preferred® Card from American Express: An intro APR of 0% for 12 months on purchases and balance transfers, followed by a 19.49% - 28.49% (V) regular APR; 3% (min $5) balance transfer fee.
Finally, keep in mind that on all credit cards, interest only applies if you carry a balance between months. So if you always pay off your purchases in full by the due date, you’ll never owe interest on them.
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People also ask
What is the American Express credit card interest rate?
American Express credit card interest rates can be as low as 0% introductory APR on purchases for as long as 15 months . Regular, ongoing American Express credit card interest rates can be as low as 19.49% (V) or as high as 28.49% (V), depending on the card and the applicant’s credit standing.
American Express Credit Card Interest Rates by Card
- Blue Cash Preferred® Card from American Express: 19.49% to 28.49% (V)
- Blue Cash Everyday® Card from American Express: 19.49% to 28.49% (V)
- Delta SkyMiles® Gold American Express Card: 19.49% to 28.49% (V)
- Marriott Bonvoy Brilliant® American Express® Card: 19.49% to 28.49% (V)
American...
read full answer by Chip Lupo, Credit Card WriterHow do I avoid interest on credit cards?
To avoid interest on credit cards, pay the full statement balance by the due date every billing period. Most credit cards have a grace period between when your monthly statement is generated and when your payment is due, and interest won’t accrue during this period if you always pay in full.
You can also maintain a $0 balance by not charging any purchases to your credit card account. There is no revolving balance for...
read full answer by WalletHub, Financial CompanyWhat is the American Express credit card grace period?
The American Express credit card grace period is at least 25 days after the closing date of each billing period. That means if you enter a new billing period without an existing balance and make charges on the card, you will have at least 25 days after that billing period closes before interest begins to accrue.
It is important to note that grace periods do not apply to certain balances. Cash advances and balance transfers will start accruing interest immediately, unless...
read full answer by Syd Jones, WalletHub Credit Card AnalystDid we answer your question?
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