Is the Aspire Credit Card a good card? This question is about the Aspire® Cash Back Rewards Mastercard

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Is the Aspire Credit Card a good card?

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This question is about the Aspire® Cash Back Rewards Mastercard

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Evelyn Boros, Credit Cards Moderator

@evelyn_boros • 03/21/25

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No, the Aspire Card isn't a particularly good card. It's a rather expensive unsecured card for people with bad credit. It has an APR of 36% Fixed and charges an annual fee, as well as monthly fees. These fees vary based on each cardholder's creditworthiness.

If you have less than perfect credit, it's better to apply for a secured card with lower fees instead. You can check out our editor's latest picks for the best secured credit cards to find one that suits your needs.

This answer was last updated on 03/21/25 and it was first published on 07/12/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Is the Aspire Credit Card a good card?

Evelyn Boros, Credit Cards Moderator

Aspire® Cash Back Rewards Mastercard

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