Christie Matherne, Credit Card Writer
@christie_matherne
The Capital One Platinum Credit Card is not for bad credit, as people with a credit score lower than 640 aren’t likely to be approved. Capital One Platinum is a good credit card for applicants with limited-to-fair credit or better.
Although the unsecured Capital One Platinum Credit Card is not for bad credit, the Capital One Platinum Secured Credit Card is available to applicants with a bad credit score. Capital One Platinum Secured requires a minimum security deposit of $49, $99 or $200, making it easier to get approved with bad credit.
Capital One Platinum Cards by Minimum Credit Score
- Capital One Platinum Credit Card – limited credit or better needed
- Capital One Platinum Secured Credit Card – bad credit accepted
Outside of its platinum credit card offers, Capital One also has another credit card available to people with poor credit. To see which Capital One credit cards you’re likely to qualify for, check your credit score for free on WalletHub.
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People also ask
What is the Capital One Platinum Credit Card credit score requirement?
The Capital One Platinum Credit Card (see details, rates & fees) is available to people with limited credit. That means that you may be able to get approved for the Capital One Platinum Credit Card (see details, rates & fees) with little-to-no-credit.
Note that there are plenty of other things that will impact your chances of being approved for the Capital One Platinum (see details, rates & fees), too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status. You can check your credit score for free on WalletHub.
read full answer by Paddy Sullivan, WalletHub Credit Card AnalystWhat is the easiest Credit One credit card to get?
The Capital One Platinum Secured Credit Card (see details, rates & fees) and the Capital One Quicksilver Secured Cash Rewards Credit Card (see details, rates & fees) are the easiest Captal One credit cards to get. Both cards are available to applicants with bad credit and require a refundable security deposit, making them easy to get approved for.
Easiest Capital One Credit Cards to Get
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If you are unable to get approved for a Capital One credit card, consider becoming an authorized user on someone else’s credit card account. You can also take a...
read full answer by John S Kiernan, Managing EditorWhy is it so hard to get the Southwest Priority Card?
The Southwest Rapid Rewards® Priority Credit Card might be hard to get because it is available to people with good credit. This requirement will be difficult for many Americans to meet.
You’ll also need to have a steady income and be at least 18 years old to have a shot at approval. In addition, during the application process, you’ll have to provide your citizenship/residency details and your tax ID information (e.g. Social Security number), among others.
If you’re...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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