Is the Capital One SavorOne Card a good first time credit card?

Yes, Capital One is a good credit card company for beginners. The best Capital One credit card for beginners is the Capital One Platinum Credit Card because it has a $0 annual fee, is available to people with limited credit, and does not require a security deposit to open the account. Capital One Platinum does not offer any rewards, as it is a no-frills credit card specifically for building credit at a low cost.... read full answer

Capital One offers several other good credit cards for beginners with little or no credit history. Nearly all of them come with features such as no annual fee or cash back rewards on purchases, though some may require you to be enrolled as a student or put down a security deposit before you can open an account.

Good Capital One Credit Cards for Beginners

If you’re a newcomer to credit and need help finding the right Capital One credit card for your needs, take a look at WalletHub’s picks for the best Capital One credit cards. You can see for yourself how the top cards compare in a number of key categories and across credit levels.

Yes, it is hard to get the Capital One SavorOne Cash Rewards Credit Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Capital One SavorOne.

In order to get the Capital One SavorOne, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an SSN.... read full answer

Keep in mind that even if you meet all of the requirements for the Capital One SavorOne, you’re never guaranteed to be approved.

The credit score you need for the Capital One SavorOne card is 700 or better. That means people with at least good credit have a shot at getting approved for this card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Capital One SavorOne card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.... read full answer

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Capital One SavorOne credit score requirement. You can check your credit score for free on WalletHub.