Ryan P Page, Staff Writer
@ryan_page
Yes, Credit One cards are real credit cards. Credit One credit cards are issued by Credit One Bank, and they report to the three major credit bureaus, giving cardholders the opportunity to build credit if they pay the monthly bills on time. Credit One has both secured and unsecured options, and both types are real credit cards.
Best Credit One Credit Cards in 2025
- Rates & Fees Great for Rebuilding Credit: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Rates & Fees Great for Rebuilding Credit: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Great for Rebuilding Credit: Credit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn More
- Rates & Fees Good Rewards: Credit One Bank® Platinum X5 Visa Signature®Learn MoreLearn Moreon issuer's website
- Rates & Fees Good Rewards: Credit One Bank® Platinum X5 Visa Signature®Learn MoreLearn Moreon issuer's website
- Good Rewards: Credit One Bank® Platinum X5 Visa Signature®Learn MoreLearn More
- Fair Credit: Credit One Bank® Platinum Visa®Learn MoreLearn More
- Fair Credit: Credit One Bank® Platinum Visa®Learn MoreLearn Moreon issuer's website
- Fair Credit: Credit One Bank® Platinum Visa®Learn MoreLearn More
- Rates & Fees No Annual Fee: Credit One Bank® Platinum Rewards Visa® with No Annual FeeLearn MoreLearn Moreon issuer's website
- Rates & Fees No Annual Fee: Credit One Bank® Platinum Rewards Visa® with No Annual FeeLearn MoreLearn Moreon issuer's website
- No Annual Fee: Credit One Bank® Platinum Rewards Visa® with No Annual FeeLearn MoreLearn More
- Great for Rebuilding Credit:
- Good Rewards:
- Fair Credit:
- No Annual Fee:
A Credit One card could be a good option despite likely having high fees and a low rewards rate, especially if you are just starting out or have limited options. But you should always compare offers before applying.
To learn more, check out Credit One credit card reviews on WalletHub.
Popular Credit One Bank Credit Cards
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Bad Credit
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Rewards
People also ask
Is Credit One owned by Capital One?
Credit One is not owned by Capital One. Credit One and Capital One Bank are two completely separate companies that are not affiliated with each other and never have been, even though they have similar names and branding that make them seem related.
Founded in 1984, Credit One Bank is a subsidiary of Credit One Financial, a financial services corporation headquartered in Las Vegas. Capital One was founded a decade later, in 1994, and is currently...
read full answer by Bianca Smith, WalletHub Credit Cards AnalystIs Credit One a bank or a credit card?
Credit One is a bank that offers various financial products, including credit cards. One of the most popular Credit One credit cards is the Credit One Bank® Platinum Visa® for Rebuilding Credit. This card is considered one of the best credit cards for bad credit as it offers 1% cash back on eligible purchases. Credit One Visa also comes with a minimum credit limit of $300, with no security deposit needed. The card has an annual fee of $75 intro 1st yr, $99 after.
Credit One also offers several other credit cards for different...
read full answer by Maria Adams, Credit Cards ModeratorIs Credit One Visa or Mastercard?
Most Credit One credit cards are on the Visa network. Credit One does not have any Mastercard credit cards, though it does also have cards on the American Express network
Popular Credit One Credit Cards by Network
- Rates & Fees Visa
- Rates & Fees Visa
- Visa
- Visa
- Visa
- Visa
- Rates & Fees Visa
- Rates & Fees Visa
- Visa
- Rates & Fees American Express
- Rates & Fees American Express
- American Express
You can use a Credit One Visa credit card at nearly 11 million merchants nationwide, and you can use it abroad in more than 200 countries and territories. Your card will also come with...
read full answer by Lisa Cahill, Credit Cards ModeratorDid we answer your question?
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