Chip Lupo, Credit Card Writer
@CLoop
A Target Circle Card can be a credit card, a debit card or a reloadable prepaid card. In addition, there are two different Target Circle credit card offers, the Target Credit Card, which can be used for purchases at Target and Target.com, and the co-branded Target Mastercard.
Key Target Credit Card Features
- 5% discount at Target and Target.com
- 1-2% back on other purchases (Target Mastercard only)
- $50 off a future qualifying purchase over $50 in the first 60 days
- Free 2-day shipping on many items from Target.com
- 30 extra days for Target returns
- $0 annual fee
- Exclusive offers
You can read WalletHub’s full Target Credit Card review to learn more. You can also check out WalletHub’s editors’ picks for the best store credit cards.
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People also ask
Is the Target Credit Card a good first time credit card?
No, the Target Credit Card is not a good first-time credit card because it is only available to people with fair credit or better. People who’ve never owned a credit card are unlikely to get approved unless they’ve built fair credit through other means. There are plenty of good first-time credit cards on the market, though.
Best First-Time Credit Cards
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You can learn more about the best first-time credit cards on WalletHub.
read full answer by Chip Lupo, Credit Card WriterIs Target Card a credit card?
Yes, the Target RedCard is a credit card. The Target REDcard credit card can only be used for purchases at Target retail locations and on Target.com. In addition to the Target Credit Card, Target offers a RedCard debit card that is linked to a customer's personal checking account.
The debit card has some of the same features as the Target Credit Card, such as 5% discount in savings on nearly all in-store and online purchases and a $0 annual...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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