Christie Matherne, Credit Card Writer
@christie_matherne
Yes, the JCPenney Credit Card offers temporary credit card numbers that you can use for online and in-store purchases while you wait for your physical card to arrive. If you apply online and you get approved, you may be eligible to receive a temporary card via email. If you apply in a JCPenney store and are approved, you can bring a valid photo ID to the store’s customer service area and they will issue a temporary card for you.
Your permanent card should arrive within 7-10 business days after you’re approved. You can call Synchrony Bank customer service at 1 (800) 527-4403 to request more information about the status of your card.
You can learn more by reading WalletHub’s guide on virtual credit card numbers.
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People also ask
Can you use a JCPenney Credit Card instantly after approval?
Yes, you can use a JCPenney Credit Card instantly after approval. Once you’re approved, you will receive a temporary shopping pass at the email address on file, which you can use to pay for your online purchases.
If you want to also shop in person, just present a valid photo ID at the customer service desk in any JCPenney store after approval. They should be able to issue a temporary card for you.
The physical...
read full answer by John Miller, Credit Cards ModeratorDoes the JCPenney Credit Card offer instant approval?
Yes, the JCPenney Credit Card may offer instant approval, but it is not guaranteed. Generally, this credit card gives instant approval to applicants who apply online or in-store and clearly meet the eligibility requirements.
What to Know About the JCPenney Credit Card Approval Process
- After you submit your application, you may get approved instantly and your credit card will be ready to use right away. Making sure everything is complete and accurate on your application helps...
What is a temporary credit card?
A temporary credit card is a “disposable” credit card number or virtual credit card, that some card issuers offer to existing cardholders as a way to safely shop online. A cardholder can use a temporary credit card number - which also comes with a temporary security code and expiration date - in place of their real credit card information when shopping online to help minimize fraud. The number expires in a period of time determined by the...
read full answer by Christie Matherne, Credit Card WriterDid we answer your question?
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