The Lowe's Store Card customer service number is (800) 444-1408. By calling this number, you get in contact with a live representative who should be able to answer your question or direct you to the appropriate department.
How to Talk to Lowe's Store Card Customer Service over the Phone
Say or enter your card number or your Social Security Number.
Say the reason for your call.
Speak to a live representative.
If you don’t have a Lowe's Store Card account, you can skip giving your card number or your Social Security Number by saying “I don’t have it.” When asked, say “More options” or press 7. Then, say “Customer service” and you will be connected to a live representative.
The Lowe's Store Card is intended for applicants with fair credit. The card’s key feature is that you can earn 5% discount cash back on anything you buy at the store. You also get 20% off first purchase, up to $100 discount. Plus, the Lowe's Store Card’s annual fee is $0.… read full answer
The Lowe's Store Card credit score requirement is 640 or better. That means people with at least fair credit have a shot at getting approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Lowe's Store Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Lowe's Store Card credit score requirement. You can check your credit score for free on WalletHub.
Over the phone: If you want to pay by phone, call (800) 444-1408 and follow the prompts.
In store: You can also make a Lowe's Store Card payment in any Lowe's store location, at the customer service desk.
Via mail: Lastly, you can also pay your bill by sending it via mail. The address is:
Lowe's P.O. Box 530914 Atlanta, GA 30353-0914
For the Lowe's Visa Rewards use: Lowe's P.O. Box 960010 Orlando, FL 32896-0010
You should note that paying your credit card bill by mail takes the longest. Make sure to send it at least 7 days before the due date, so that it won’t be late. Write your name and credit card number on the check, too.
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