Lisa Cahill, Credit Cards Moderator
@lisacahill
The Macy's Credit Card annual fee is $0. The combination of no annual fee and ongoing rewards makes the Macy's Credit Card an ideal option for frequent Macy’s shoppers. It is worth noting that the Macy's Store Card comes with a $0 annual fee, as well.
However, this is not the only fee you need to worry about with the Macy's Credit Card.
Other Macy's Credit Card Fees
- Cash Advance Fee: 4% (min $5)
- Foreign Transaction Fee: 3%
- Max Late Fee: $41
To learn more, refer to WalletHub’s guide on credit card fees.
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People also ask
How do you get a credit card annual fee waived?
You can get your credit card annual fee waived by getting a credit card that waives the annual fee during the first year as a promotion, or one with no annual fee at all. Alternatively, you can call the issuer’s retention line, but it is not guaranteed that it will work. Beyond that, you’re unlikely to get your credit card’s annual fee waived unless you’re an active-duty member of the military.
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read full answer by WalletHub, Financial CompanyWhat is the Macy's Credit Card minimum payment?
The Macy's Credit Card minimum payment is listed on your monthly credit card statement and in your online account, and it will either be a certain percentage of the statement balance or a flat amount, depending on how high your balance is.
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- The minimum payment will include any applicable fees, past-due amounts, and interest.
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What is an annual fee on a credit card?
A credit card annual fee is the minimum cost of keeping the account open for a year. It helps the issuer afford any rewards or promotional financing the card may offer as well as general account services, such as billing and customer support.
The average credit card annual fee is about $26.75, but many cards have no annual fee. A credit card’s annual fee typically is charged on the account anniversary or the month after it. It...
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