WalletHub, Financial Company
Permalink Report Abuse
The California good driver discount is 20% for residents who have had a valid driver’s license (from any state) for the past 3 consecutive years, have no more than 1 point on their driving record, and have no serious driving-related convictions. The good driver discount is mandated by California law, so every insurance company must provide it to drivers who qualify.
Requirements for the California Good Driver Discount
- Licensed for the past three years without interruption. If you were licensed in another country for part of that period, you must have been licensed in the U.S. or Canada for at least the past 18 months to qualify.
- No more than one driving record point. One-point offenses include speeding, running a stop sign, and causing a minor accident that results only in property damage.
- No more than one violation resulting in traffic school. You are ineligible if you have taken traffic school more than once due to a citation in the past three years.
- No at-fault accidents causing injury or death. Accidents that were not your fault will not affect your eligibility unless they added points to your record.
- No DUI or other alcohol-related convictions on record. DUI convictions remain on record for 10 years, per California law.
If you’re unsure about your driving record or you’re wondering whether your insurer has already applied the discount, it’s always worth checking with your insurance company directly.
People also ask
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Did we answer your question?