John Miller, Credit Cards Moderator
@john_miller
Your Mercury Credit Card payment will post to your account immediately if you pay online or over the phone using a debit card. However, payments made by mail will take the longest to process due to mail delivery times, typically 7-10 business days. Once your payment is posted, it will reflect on your available credit within 24-48 hours.
Mercury Credit Card Payment Posting Times
- Online: Payments made with a debit card will post immediately. Payments from a checking account can take up to 10 business days.
- Over the Phone: Payments made with a debit card will post immediately. If paying from a checking account, processing can take up to 10 business days.
- By Mail: Payments will post on the day they are received, but delivery may take 7-10 business days.
Please note that the payment cutoff time is 5 PM EST on the due date. Payments submitted after this time will be considered late, and you may incur a late payment fee. If mailing your payment, ensure you allow enough time for it to be received before the cutoff time.
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