Chip Lupo, Credit Card Writer
@CLoop
The Mission Lane Card's starting credit limit is as low as $300, according to forum posts, and some cardholders report limits as high as $4,000. Mission Lane does not include any specific credit limit information in the card’s terms and conditions, though.
Mission Lane credit card limits depend on each applicant’s overall creditworthiness. Generally, the higher your income and credit score are, the higher your starting credit limit would likely be.
Mission Lane will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with Mission Lane.
That said, the Mission Lane Card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling the Mission Lane customer service number on the back of your card, but it’s best not to ask more than once a year.
Popular Credit Cards from Our Partners
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.
You can NOT call to request a CLI from Mission Lane.