Chip Lupo, Credit Card Writer
@CLoop
The GM Rewards Card does not offer rental car insurance. But there are other Barclays cards that do have this benefit, which covers physical damage and theft of a rental vehicle, reasonable towing costs, and any valid loss-of-use charges from the rental agency. Cardholders are covered up to the actual repair amount, wholesale market value or the rental agency’s purchase invoice less salvage and depreciation.
To get coverage, a cardholder must pay for the rental entirely with an eligible Barclays credit card. Examples of eligible cards include the American Airlines Aviator Red Card.
If you’d like a credit card with rental car insurance, there are plenty of options outside of Barclays, too.
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Does My GM Rewards Card offer rental car insurance?
The GM Rewards Card does not offer rental car insurance. But there are other Barclays cards that do have this benefit, which covers physical damage and theft of a rental vehicle, reasonable towing costs, and any valid loss-of-use charges from the rental agency. Cardholders are covered up to the actual repair amount, wholesale market value or the rental agency’s purchase invoice less salvage and depreciation.
To get coverage, a cardholder must pay for the rental entirely...
read full answer by Chip Lupo, Credit Card WriterWhat are the types of rental car insurance?
The major types of rental car insurance include rental car liability insurance, collision damage waivers, personal accident insurance, and personal effects coverage. These types of coverage are offered by rental car companies, and your personal auto insurance policy typically extends to a rental car, too. Credit cards sometimes offer rental car insurance, as well.
Types of Rental Car Insurance
- Rental car liability insurance: Rental car liability insurance is the state minimum required amount of liability coverage rental companies must offer....
Do I need rental car insurance?
You need some form of insurance to drive a rental car, but you only need to buy extra car insurance from the rental car company if you don’t have personal auto insurance or you’re traveling internationally. Standard car insurance policies usually extend to rental cars, so most drivers are already covered. Many credit cards also provide insurance against damage to the rental car itself.
You Might Need to Buy Rental Car Insurance If You:
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