Maria Adams, Credit Cards Moderator
@m_adams
The starting credit limit for the Navy Federal Credit Union cashRewards Credit Card is at least $500. This is the guaranteed limit for everyone approved for the card.
Chances are, you could receive a higher limit if your credit score and income are good enough for you to qualify. Your existing debts will also be taken into consideration when determining your credit limit.
The good news is that after at least 3 months of on-time payments you could qualify for a credit limit increase.
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People also ask
What are the Navy Federal credit card approval requirements?
The Navy Federal credit card approval requirements include a credit score of at least 700 (good credit), in most cases. You might be able to get other Navy Federal Credit Union credit cards with bad credit. You also have to be an NFCU member to apply for one of their credit cards.
In addition, the issuer will also verify your credit history and ability to pay. Your credit score, income, debt level, and other factors will help...
read full answer by Maria Adams, Credit Cards ModeratorHow can I get a Navy Federal credit limit increase?
You can get a credit limit increase from Navy Federal Credit Union by requesting one through your online account or by calling customer service at (888) 842-6328. You need to wait for at least 3 months after opening your account before asking for a Navy Federal credit limit increase. You should also wait a minimum of 3 months in between future credit limit increase requests. If you manage your account responsibly, you may even receive an automatic credit limit increase without asking...
read full answer by Maria Adams, Credit Cards ModeratorWhat's the easiest Navy Federal credit card to get?
The easiest Navy Federal credit card to get is the Navy Federal Credit Union cashRewards Secured Credit Card because it is designed for people with bad credit. The card requires a refundable deposit of at least $200, which will determine your credit limit. Your account information will also be reported to the major credit bureaus, helping you build credit.
Navy Federal cashRewards Secured Card APR & Upgrade Path
Note that you’ll be charged an APR of 18% (V) on your purchases if you don’t pay your Navy Federal cashRewards Secured Card balance in full...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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