How do I make an OpenSky Credit Card payment?

You can activate your Opensky credit card online. Go to this page and click the blue MyAccount button located at the top. You will be directed to the online account management login page. Create an account and look for the bright green Activate Card button on the top right.

On a mobile device, log into your account using the same credentials, select the Menu option at the top and click Activate Card.

You can check your OpenSky application status online through the card’s home page. Click the Check Application Status link at the top of the page. Fill out the online form with your e-mail address, birthdate and last 4 digits of your Social Security number (SSN). You will also need to include a “Security Word” or password. This is the word you created at the end of Step 2 of the application.… read full answer

To complete the status check, click the green “Check My Application Status” button at the bottom of the form. If you do not receive an instant approval or denial, OpenSky may need additional information to process the application. OpenSky will e-mail you with instructions on how to submit that information.

OpenSky does not include a customer service phone number on the application status page. You can contact them at 1 (800) 859-6412 if you are unable to access the online page or with any application-related questions.

The OpenSky Secured Visa Credit Card payment address is:

OpenSky Card Services
P.O. Box 660924
Dallas, TX 75266-0924.

When paying OpenSky bills by mail, be sure to submit either a check or money order for the payment amount. Capital Bank does not accept cash.

Tips For Mailing OpenSky Credit Card Payments

• Include your credit card number on your payment to avoid any processing delays.
• Allow enough time for Capital Bank to receive your payment on or before the due date, or it will be considered late.
• Send your payment via overnight mail, if necessary. The Capital Bank overnight payment address is:

Attn: Lockbox Operations #6609242701
East Grauwyler Rd., BLDG 1
Irving, TX 75061.

Credit card payments by mail take the longest to process of all the available payment methods. Alternatively, you can submit a payment from your online account or through the Capital Bank mobile app. Capital Bank also allows in-person payments at local Capital Bank branches.