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You can get an opensky credit limit increase by making a request through your online account and adding more funds to your security deposit if you're approved. opensky does give credit limit increases, but you must request them.
How to Get an opensky Credit Limit Increase
- Log in to your opensky online account.
- Choose the "Request Credit Line Increase" option in the "Account Services" section.
- Submit your request.
- If approved, you’ll receive an approval letter with instructions on how to add to your security deposit in order to increase your credit limit.
You can also call the opensky customer service department at (800) 859-6412 for more information and eligibility criteria for credit limit increases.
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Can I get a credit limit increase without asking?
Yes, it’s possible to get a credit limit increase without asking, typically after 6-12 consecutive months of on-time bill payments with a new credit card account. Credit card companies need evidence that you can handle your current spending limit responsibly before giving you the ability to borrow more.
Creditors will review your credit, income, and payment history on a regular basis moving forward. If they feel you can afford an increase and refrain from abusing the...
read full answer by WalletHub, Financial CompanyHow can I pay my opensky security deposit?
You can fund your opensky security deposit right away using your debit card. You will be asked for your debit card information on your application.
Your other options include wire transfer, sending the funds through Western Union, or mailing a check or money order within 60 days of the application date.
read full answer by Robert W Polk, Community ModeratorWhat's the opensky Secured Visa card credit limit?
The opensky® Secured Visa® Credit Card's credit limit is $200 to $3,000, depending on credit approval and the amount of your deposit. Your spending limit with the opensky equals the amount of your refundable security deposit, as is the case with nearly all secured cards.
It’s also important to know that opensky has a $35 annual fee, which will reduce your initial available credit.
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read full answer by WalletHub, Financial CompanyDid we answer your question?
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